4 Financial Lessons You Can Learn from Classic Holiday Tunes

09 December 2019

What could these Christmas songs mean when it comes to managing your wealth?

Christmas carols blasting in mall speakers and populating our playlists is one classic sign that the most wonderful time of year is upon us all. And while we find these melodies stuck in our heads all day, how often do we actually listen to the lyrics and the stories they tell? You might actually realize that these carols and Christmas songs have a lot to say about how we spend Christmas – and how we spend our money come the holiday season.

Frosty the Snowman. It’s a classic cautionary tale hidden in a catchy tune about a fun-loving snowman. Frosty may have had fun dancing and playing with children, but despite being aware of his poor chances against the hot sun, didn’t do much by way of self-preservation. He is YOLO (You Only Live Once) personified, with a corn-cob pipe, and a button nose, and two eyes made out of coal.

What This Means for Your Wealth: Don’t let the same thing happen to you. Even if we’ve been conditioned to shop, spend, and gift extravagantly during the holiday season, make sure your year-end bonuses and savings simply don’t melt away into a puddle of impulse purchases.

Plan ahead and consider what you can do with your windfall. Ask your bank about a viable savings and life insurance plan, like BPI AIA’s Dollar Protect Plus – one that can help guarantee you and your family a merry Christmas indeed for the years to come, and not just this once.
Santa Baby. This classic tune reminds us all how much we value Christmas as time for rewarding ourselves too – it had been a long year of hard work and we’d love to find something special under the tree for ourselves at the end of it. While maybe not as flashy or extravagant as a ’54 convertible (light blue), it’s pretty much a given that this is the time of year to splurge on that pricey gadget, bag, or pair of shoes.

What This Means for Your Wealth: While there’s nothing wrong with the occasional (and well-earned) splurge, how often to do we end up rethinking these purchases come the New Year, and adding “financial smarts” to our list of resolutions? Maybe it’s time to rethink your idea of rewarding yourself and start equating it to investing in your future.

Instead of going all-out on big-ticket items for instant gratification, why not fund a long-term goal instead? For example, investing in a US dollar-denominated fund could give you a clear financial edge over time, and your patience and savvy could be rewarded by being able to afford the finer things all year round (and not have to ask Santa for them, too).
Christmas In Our Hearts. This most requested song by Jose Marie Chan has come to symbolize Filipino Christmas, and the season officially starts once his unmistakable voice starts crooning about boys and girls selling lanterns on the street. His message is clear: We must never forget the spirit and the reason for the season, and when we’re caught up making Christmas lists and feasting on holiday fare, it’s a good reminder to bring it back to basics.

What This Means for Your Wealth: What is Christmas if not a time to share your wealth with the community? Consider partnering with charities or your company’s CSR programs and help spread good cheer. Whether you’re willing to give some time, talent, or donations, you might find the fulfillment of having helped the less-fortunate more heartwarming than the latest holiday movie.
All I Want for Christmas Is You. Yet another iconic Christmas song, Mariah Carey sure knows how to hook us into the holiday spirit. Her vocal prowess aside, the lyrics of the song explain the spirit of Christmas quite clearly: All we want for Christmas, past the well-wrapped gifts and never-ending feasts, is to be with the one we love.

What This Means for Your Wealth: Truly loving another person – be it a spouse or even your children – means providing for them well beyond the holiday season. In fact, it means anticipating their needs even long after you're gone. In this season of family togetherness, it’s only fitting to think of protecting their future and ensuring they continue to live a comfortable life in the years ahead.

By choosing Dollar Protect Plus, you are investing in one of the most stable currencies in the world. Inquire about Dollar Protect Plus and see how it can grow your wealth while rewarding you in more ways than one – well past the last Christmas carol is played.

Visit any BPI branch near you and talk to our Bancassurance executive about how Dollar Protect Plus can help you end the year on a high note and get a fresh start this coming new year.

Did you know?

You can buy a life insurance at any BPI branch nationwide! Talk to a bancassurance sales executive now!

Life Ready Plus

Protection

Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

Critical Care Max

Health

Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

Build Estate Plus

Life Protection

Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

CRITICAL CARE PLUS

Health

Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy.

Our Products

Protection

Health

Savings

Wellness Series

Insurance with investment

BPI AIA Direct

Partnership Insurance

Corporate Solutions

Key Moments

Building My Wealth

Getting Married

Becoming A Parent

Working Abroad

Planning For Retirement

Running A Business

About Us

Our People

Media Center

Corporate Governance

Our Commitments

Events & Promotions

Careers

Our Customer Charter

Our Internet Security Arrangement

Environmental, Social and Governance

Claims & Support

Contact Us

Contact Info Update

BPI AIA Funds

Payment Facilities

Benefit Payout Enrolment

Frequently Asked Questions

Claims Guide

Forms Library

Bill of Rights of Policyholders

Total Health Solution

Live Better

Get Better

Protect Better

My AIA PH

My BPI AIA

CUSTOMER

BSE

Bancassurance 101

Call Us

Leave Us a Message

4 Financial Lessons You Can Learn from Classic Holiday Tunes

Did you know?

RECOMMENDED PRODUCTS

Life Ready Plus

Critical Care Max

Build Estate Plus

CRITICAL CARE PLUS

Newsletter