The cost of serious illnesses
If you fall critically ill, medical expenses can drain your wallet as the costs can reach up to millions of pesos. The price for stroke diagnosis, treatment, and rehabilitation can surge up to P1.8 million, while expenses for an acute heart attack can set you back by approximately P978,650.
Some critical illnesses require post-surgical care and lifestyle changes. You may need to undergo rehabilitation or hire a caregiver over a long period.
Additionally, if you have a critical illness, you are labeled as “unfit to work,” which means that you won’t be able to report to your employer until you’re well enough to do so. You won’t earn your salary and instead, get salary cuts because of your extended leaves.
If you think the projected medical costs are hefty, the expenses don’t end there. Your household expenditures continue to pile up as well. Since you’re the breadwinner, your daily expenses like house payments, groceries, and utilities are also waiting to get paid.