Skip to main content
  • Search
  • Home
  • Our Products
    • Protection
    • Health
    • Savings
    • Wellness Series
    • Insurance with investment
    • BPI AIA Direct
    • Partnership Insurance
    • Corporate Solutions
  • Key Moments
    • Building My Wealth
    • Getting Married
    • Becoming A Parent
    • Working Abroad
    • Planning For Retirement
    • Running A Business
  • About Us
    • Our People
    • Media Center
    • Corporate Governance
    • Our Commitments
    • Events & Promotions
    • Careers
    • Our Customer Charter
    • Our Internet Security Arrangement
  • Claims & Support
    • Contact Us
    • Contact Info Update
    • BPI AIA Funds
    • Payment Facilities
    • Benefit Payout Enrolment
    • Frequently Asked Questions
    • Claims Guide
    • Forms Library
    • Bill of Rights of Policyholders
  • Total Health Solution
    • Live Better
    • Get Better
    • Protect Better
    • My AIA PH
  • My BPI AIA
    • Bancassurance Portal
    • My AIA
    • REQUEST My AIA ACCESS
    • Bancassurance 101
BPI AIA
BPI AIA BPI AIA
  • Our Products

    Our Products

    Find a life insurance plan according to your needs

    SEE MORE

    For Individuals

    For Corporations

    • Protection

      Put yourself at ease by protecting those you love

    • Health

      Protect yourself from unforeseen medical costs and focus on getting better

    • Savings

      Make saving for the future within your reach

    • Wellness Series

      Protection solutions that reward your healthy choices

    • Insurance with investment

      Make the most out of your hard-earned money

    • BPI AIA Direct

      Affordable protection products readily available

    • Partnership Insurance

      Affordable insurance to protect yourself and your family

    • Corporate Solutions

      Protect your company's best assets

  • Key Moments

    Key Moments

    Where are you in life's key stages?

    VIEW ALL KEY MOMENTS
    • Building My Wealth

      Setting yourself up for success

    • Getting Married

      Embark on a beautiful journey as husband and wife

    • Becoming A Parent

      Preparing your child's future

    • Working Abroad

      Setting aside in order to come home for good

    • Planning For Retirement

      Having time to do things that you have always wanted to do

    • Running A Business

      Take care of your most important asset

  • About Us

    About Us

    BPI AIA is a partnership of financial icons

    Know more
    • Our People

      The foundation of our success

    • Media Center

      News and information about BPI AIA

    • Corporate Governance

      ASEAN Corporate Governance Scorecards

    • Our Commitments

      Partnerships and community initiatives

    • Events & Promotions

      Here’s what’s happening in BPI AIA

    • Careers

      Explore opportunities to bring real ambition to life

    • Our Customer Charter

      This is our commitment to you.

    • Our Internet Security Arrangement

      Safeguarding your data.

  • Claims & Support

    Claims & Support

    We strive to provide the best service for our customers

    Contact BPI AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now

    • Contact Info Update

      Easily update your contact information with us to receive timely updates on your policy.

    • BPI AIA Funds

      BPI AIA and Ayala Life Funds Information

    • Payment Facilities

      We make it easy to pay your premium. Choose the best payment option for you.

    • Benefit Payout Enrolment

      Receive your benefits via our convenient payout options.

    • Frequently Asked Questions

      Have a question? You may find the answer here

    • Claims Guide

    • Forms Library

      A selection of forms you can download, fill in and send back to us

    • Bill of Rights of Policyholders

      The Bill of Rights details an insurer's obligations to consumers to better protect policyholders.

  • Total Health Solution

    Total Health Solution

    • Live Better

      Enjoy a healthier, better, longer life with AIA Vitality.

    • Get Better

      Be on the road to full recovery with access to health care services.

    • Protect Better

      Be better protected against life's uncertainties so you can live worry-free.

    • My AIA PH

      Welcome to My AIA! It's your new all-in-one customer portal for your policy, health and wellness needs. Login and try it today!

  • My BPI AIA

    My BPI AIA

    Access your BPI AIA accounts

    • CUSTOMER

      My AIA

      View the status of your policy & claim requests, monitor your policy’s account values, and keep tabs of your payments & benefits history.

    • BSE

      Bancassurance Portal

    • Bancassurance 101

      BPI AIA is the number one bancassurance company in the Philippines. Find an affordable life insurance product in 800+ BPI branches nationwide.

  • Search
  • Contact Us
    • Call Us

      Open: 8am to 5pm, Mon - Fri

    • Leave Us a Message

Finance and Insurance
Prev | Next
Back to Top
  • {{title}}

    {{label}}
  • How to Secure Your Financial Data in the Digital Age

    30 April 2021


    How to Secure Your Financial Data in the Digital Age

    The way people manage their finances has changed. Mobile banking apps, digital wallets, and other similar tools are now available for everyone to send or receive payments with utmost convenience, giving Filipinos more flexibility in their daily transactions.

    Ever since the pandemic happened, the need for contactless and digital transactions skyrocketed. Considering the challenges that come with the new normal, both businesses and consumers now rely heavily on digital solutions. And if you regularly use online payment services, you’ll need to double down on your data privacy.

    Being aware of the latest cybersecurity practices is vital for your safety. Unfortunately, Filipinos are commonly targeted by hackers since many are careless when browsing. Unisys’ Security Index states that the Philippines has a cybersecurity concern level of 234 (with 300 being the highest).

    The good news is most cases of identity theft, fraud, and hacks can be easily avoided. While regulations such as the GDPR and Data Privacy Act of 2012 can help prevent hackers from stealing your data, securing your information will ultimately depend on you.

    To help you keep fraudsters at bay, here’s a guide we’ve prepared to teach you how to secure your financial data.

    How to Secure Your Financial Data Infograph

    10 Tips to Secure Your Financial Data

    1. Do not use the same password for everything

    Weak passwords are responsible for 81% of data breaches. If you’re using the same password for multiple personal and financial accounts, you’re putting yourself at risk. Think about it: One hacked account can lead to the access of another, and so on.

    In case of theft, having different passwords in place will limit the number of accounts that can be compromised. When creating codes, it’s best to use 10–20 letters and both lower- and upper-case letters and avoid common phrases (e.g., 123456). Renewing them every few months or so is another excellent practice that will keep your accounts safe.

    2. Always check the link before entering any sensitive information

    Hackers commonly use phishing sites to steal confidential information. In case a page you’re in tells you to click through a link, don’t take action just yet. Instead, hover your cursor right above the URL to know which website you will be redirected to.

    Research shows that around 1.5 million phishing sites are created each month, illustrating how prevalent they are. Check if the website you’re visiting has a suspicious URL, and be on the lookout for any grammar or design errors.  

    Want to stay away from phishing sites? This guide discusses 14 phishing life examples and provides tips on how you can spot them.

    3. Watch out for suspicious emails

    Other than phishing sites, look out for suspicious emails, too. If you receive a message from an unknown sender, check if you’ve given your contact details at some point. If you have no affiliation with them whatsoever, then this email is probably a scam.

    Phishing emails can be hard to spot since they can appear authentic. In case the suspicious message claims to be from your bank or credit institution, don’t hesitate to call them to ensure its validity.

    Know that 94% of malware is acquired via email. Avoiding suspicious links included in the message will keep your device free from data-siphoning viruses.

    4. Check if the site you’re visiting is encrypted

    Whenever you’re browsing websites, always check if the page is encrypted. Given that fraudsters are just lurking around the corner, staying away from unsecured pages will allow you to keep your data safe. 

    Luckily, spotting a site’s security can be done quickly by taking a look at the left side of the address bar. If the URL doesn’t have a lock icon or doesn’t start with HTTPS://, don’t enter any sensitive information.

    5. Use multi-factor authentication

    Have you linked a recovery email or phone number to your important accounts?

    If not, then you should do it as soon as possible. According to Google, multi-factor authentication can block 100% of automated bot hacks. If an unauthorized person tries to access your accounts, having SMS or email verifications will give you another layer of protection

    6. Back up important data in the cloud

    Backing up important files will save you a great deal of stress. In case of a breach, server crash, or hardware malfunction, having extra copies of important documents will help you recover data in no time. While uploading them to a separate device or external hard drive is a good option, creating backups in the cloud is better.

    Cloud software is ideal for file storage since they provide both security and convenience. It helps you access important documents through any device while limiting access to unwanted eyes.

    7. Use secure networks for sensitive transactions

    Connecting to a coffee shop or a mall’s public Wi-Fi may be great for casual use, but don’t use it to make transactions that may require you to input sensitive information. It may be fast and free, but remember that networks such as these can be the hunting grounds for hackers.

    If you need to make a sudden transaction while you’re out, using mobile data is a better option to avoid personal information from getting leaked. 

    8. Invest in a capable anti-virus program

    Virus-related hacks are becoming more common. In 2018 alone, over 10.52 billion malware attacks have occurred, and trends suggest that this figure will increase.

    If you want to avoid financial malware, purchasing a capable anti-virus program is your best bet, especially if you’re a Windows user. Software with automatic updating and real-time tracking capabilities will keep your computer free from the reach of hackers.

    9. Always update software

    Whether it’s for your operating system, web browser, or work program, always install software updates whenever they’re available. Apart from optimizing your application’s performance, these patches are also built to bolster your security.

    Given that hackers are updating their malware, having up-to-date software will give you a stronger shield against it.

    10. Don’t post private information on social media

    Social media channels like Facebook are more saturated than ever. Be more mindful of the things you’re posting.

    Aside from your password, publicly posting valuable information, such as phone number, email address, and full name, can give hackers an easier time stealing from you. Double-check your privacy settings and limiting the things you share.

    Keep Your Financial Data Safe

    The world is continually shifting towards the digital space. With countless innovations emerging, the way people approach financial obligations will continue to change, too.

    While hackers and cybercrime threats may be a cause for concern, these incidents can be easily avoided as long as one is aware of the best cybersecurity practices. With these tips in mind, it’ll be much easier for you to secure your financial data.

    In case you’re looking for a comprehensive insurance and investment plan, don’t hesitate to contact us online. Our Bancassurance sales representatives make it possible for you to get insured despite the ongoing COVID-19 pandemic.

    Did you know?

    You can buy a life insurance at any BPI branch nationwide! Talk to a bancassurance sales executive now!

    RECOMMENDED PRODUCTS

    Life Ready Plus

    Protection

    Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

    The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

    Philam Life Vitality

    Critical Care Max

    Health

    Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

     

    In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

    Philam Life Vitality

    Build Estate Plus

    Life Protection

    Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

    It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

    Philam Life Vitality

    CRITICAL CARE PLUS

    Health

    Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

     

    It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy. 

     

     

    Philam Life Vitality
    Newsletter

    CONTACT BPI AIA

    (02) 8 528 5501

    FACEBOOK MESSENGER

    15th Floor BPI-Philam Life Makati (formerly Ayala-FGU Bldg) 6811 Ayala Avenue Makati City 1226

    CONTACT BPI AIA

    (02) 8 528 5501

    FACEBOOK MESSENGER

    15th Floor BPI-Philam Life Makati (formerly Ayala-FGU Bldg) 6811 Ayala Avenue Makati City 1226

    GO TO

    AIA Philippines

     

    BPI

     

    AIA.COM

      

    Explore BPI AIA

    Our Products

    Key Moments

    About BPI AIA

    Who we are

    Our People

    Media Center

    Careers

    GO TO

    AIA Philippines

     

    BPI

     

    AIA.COM

    Learn more about AIA Group

    EXPLORE BPI AIA

    Our Products

    Key Moments

     

     

    ABOUT BPI AIA

    Who we are

    Our People

    Media Center

    Careers


    Copyright 2016. AIA Group and its subsidiaries. All rights reserved.
    Terms of Use | Privacy Statement | Cookie Policy

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and Privacy Statement.