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  • [QUIZ] What Is Your Money Personality?

    21 May 2021


    What is Your Actual Zodiac Element Based on Your Money Habits?

    Personality quizzes are fun, exciting, and revealing. There’s no right or wrong answer, and you’re free to pick an answer that best resonates with you. In this money personality quiz, you’ll be answering 10 questions to help you determine if your money personality is that of a:

    ●  Money Monk – Very frugal, this personality only spends on the barest of essentials and tends to deprive oneself of materialistic pleasures.

    ●  Money Spender – As the name suggests, money spenders are those who prioritize spending on food, things, or experiences over long-term saving.

    ●  Money Avoider – Money avoiders are afraid of dealing with the nitty-gritty of managing finances because they find it troublesome.

    ●  Money Saver – This type of money personality balances saving for the future and spending for present enjoyment.

    Now, it’s time to find out what your money personality is. Take the quiz below!

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    1. My financial goal right now is to… 


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    2. I budget my money by…


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    3. For me, spending money is…


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    4. My current or future investment philosophy can be summed up as follows:


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    5. My view about retirement is… 


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    6. When it comes to borrowing money… 


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    7. Do I use a credit card? 


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    8. How do I feel about the money I’m making right now? 


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    9. Is money one of your biggest worries?


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    10. Which money quote can you relate with? 


    Fire

    Fire (Aries, Leo, Sagittarius) - Fire signs tend to act first and think later. You believe that you don’t have to skimp on your desires as long as you work hard. You’re big spenders when it comes to rewarding yourself. Since you prioritize yourself more than anything, consider looking into wellness plans that support your lifestyle.

    Aries: Arians are known to be competitive and dynamic. You’ll see them donning the latest trends, from fashion to gadgets. You work hard and spend hard.

    Leo: Leos don’t hold back when it comes to indulgences. Despite this, you have great control over your spending and live within your budget.

    Sagittarius: Sagittarians tend to spend more on personal experiences. While you struggle with impulsive desires, you still manage to save enough to build a financial cushion. 

    Earth

    Earth (Taurus, Virgo, Capricorn) - Earth signs are the most grounded people of the bunch. You are practical and more conservative about your spending. However, you can be guilty of being too materialistic on some days. Since you’re already good with saving, perhaps it’s time to make it grow with investment.

    Taurus: Taureans tend to love luxury and comfort, but you don’t forget to prioritize your financial future. Once you set aside your savings, that’s when you go all out on non-essentials.

    Virgo: Virgos are analytical and cautious when it comes to spending money. You’re generally good with money management—you know what to prioritize so that you can indulge in your wants later.

    Capricorn: Capricorns are wise spenders and are likely to stick with the budget and grow their savings. You would choose quality products (even if it costs more), saving more money long-term. 

    Air

    Air (Gemini, Libra, Aquarius) - Air signs are known to be indecisive and impulsive. Sometimes, you buy more things than you need. While you can be reckless when managing your finances, you also think hard about your financial future. Try keeping your impulse tendencies in check and focus on saving for your future.

    Gemini: Geminis are unpredictable and impulsive when it comes to money. You spend more on experiences. Because of this, you try to save for life’s thrills or your next pursuits.

    Libra: Librans are all about getting something that makes them feel good. You find it hard to say no to buying things that will make your life happier. You still try to stick with your budget, but controlling your impulse is sometimes challenging.

    Aquarius: While Aquarians are logical and sharp, you still tend to get into financial woes. But once you get back on your feet, you try your best to save and manage your money and have the ability to provide support to others. 

    Water

    Water (Cancer, Scorpio, Pisces) - Water signs tend to be emotional spenders. You can either be generous or stingy if you feel like it. But one thing’s for sure: you never want to be broke. With this, it’s wise to have affordable insurance protection for your peace of mind.

    Cancer: You often spend on big-ticket items that give your comfort. However, your financial priority remains to keep yourself and your loved ones safe and away from stress.

    Scorpio: Scorpios get by just fine, but you’re prone to struggle with sticking to a budget. Despite this, you strive to save regularly and spend only on necessities.

    Pisces: Pisceans are intuitive in handling financial affairs. You’re not locked on material things. Instead, you tend to be selfless and put other people’s needs before your own. 

    Mixed Bag

    You’re a Mixed Bag - You’re flexible when it comes to handling money—you can sometimes be stingy, a big spender, or wise when it comes to managing your finances. You’re a little all over the place, but that’s fine since you can easily find the right balance. If you’re unsure how to sort your finances, you can talk about your financial goals and needs with a Bancassurance Sales Executive. 

    Get in Touch with Your Astrological DNA

    People look into their horoscopes and read about their zodiac signs to make sense of their personas. Perhaps the result can lead you in the right direction in terms of keeping your spending habits in check and building a better budget system.

    Whatever your money spending habits are, BPI AIA provides a wide selection of products, from savings plans, rewards programs, insurance, and investment opportunities that can help you build your wealth and improve your financial management. Schedule a virtual appointment with one of our agents to help you plan for your future. 

    Did you know?

    You can buy a life insurance at any BPI branch nationwide! Talk to a bancassurance sales executive now!

    RECOMMENDED PRODUCTS

    Life Ready Plus

    Protection

    Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

    The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

    Philam Life Vitality

    Critical Care Max

    Health

    Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

     

    In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

    Philam Life Vitality

    Build Estate Plus

    Life Protection

    Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

    It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

    Philam Life Vitality

    CRITICAL CARE PLUS

    Health

    Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

     

    It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy. 

     

     

    Philam Life Vitality
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