With over 56,000 confirmed COVID cases so far, the Philippine healthcare system is struggling to provide citizens with much-needed medical aid. Government insurer PhilHealth has begun to downscale its efforts to cover hospital expenses for COVID cases due to budgetary constraints. In addition, experts have estimated that hospitals would be overwhelmed once the infection hits its peak.
In light of these circumstances, private insurers have stepped up to assist both clients and frontliners alike. The Insurance Commission (IC) has pushed insurers to streamline claims processing, waive certain policies, and provide additional benefits or services to address the needs of those affected by the virus.
Securing your health in these uncertain times is probably your top priority. However, medical care may be more difficult to access, especially without having health insurance. This article will provide you with the steps you’ll need to prepare yourself during this pandemic.
What to Do If You Have No Health Insurance during the Pandemic
As the old saying goes, prevention is better than cure. A lack of health insurance coverage may open you up to risks, both to your health and finances. Here are ways you can minimize and possibly prevent these risks from affecting you.