Why Buy Yourself Life Insurance as a Christmas Gift

Once again, ‘tis the season of merrymaking and gift-giving! You are probably organizing your holiday gift list by now. Along with that is your own wish list that includes the items you want to either receive or buy for yourself. After all, Christmas is also a good time to treat yourself.

While most of us think that Christmas presents should be the latest gadgets or the trendiest fashion items, these things can go out of style in a few years’ time. This holiday, try to be different. Why not give yourself a gift that you don’t usually receive like life insurance?  

It may not be a popular choice like the newest iPhone, but unlike the latest gadgets, life insurance is a gift that never gets old. Buying yourself a life insurance plan during the holidays is better in the long run. It’s a gift of a lifetime.

Christmas is for the family, and nothing says “I love you” more than investing in your family’s financial security. Getting life insurance is like casting a net that secures your and your family’s financial future in case something unexpected happens to you. This way, you’re leaving a legacy that does not only benefit you but also helps your family live the life you planned for them.

You may say that life insurance is a serious topic to talk about during the holiday season. Well, that’s fine, but unlike your flashy gadgets or signature clothes, whole life insurance lasts your entire lifetime. They don’t lose their value as the years pass.

In fact, its value can grow through the years as many life insurance policies today combine protection and investments in one. Here, you can maximize the earning potential of your investments while enjoying guaranteed protection.

Purchasing a life insurance plan is now easier and more affordable. You can simply walk in a bank like BPI to inquire about the life insurance product that suits your financial capacity. One example is BPI AIA's Life Ready Plus, an affordable life insurance policy with monthly payments for as low as P2,100 per month.

Further, BPI AIA's life insurance plans are bundled with AIA Vitality that gives you 20% upfront coverage on life and rider coverage, up to a maximum of 50% on succeeding years. Plus, get to enjoy perks from a wide range of wellness partners.

There’s no reason for you to think that life insurance is something you cannot afford or is hard to acquire. Times have changed. Buying life insurance is just like shopping!

For those who are yet to buy life insurance, the holiday season is a perfect time to diversify your investment portfolio. Aside from protection which other investment instruments cannot offer, life insurance is what you would call a “gift that keeps on giving” because you get a varying amount of profit based on the performance of investment funds bundled with your life insurance policy. You can even use the cash value to pay for your premiums.

December is a great time to plan for the coming year, and that includes your financial and investment goals. When you buy life insurance during the holidays, you are buying protection for you and your family to start the New Year with peace of mind – a present that they will appreciate far more than any material gift.

It’s true that holidays are for giving gifts and spreading seeds of joy to others. If you think that the best gifts are those that can be passed on to your loved ones, then go to any of the 800 BPI branches nationwide to inquire about the BPI AIA Wellness Series. Give yourself the present of a lifetime.