Put yourself at ease by protecting those you love
23 April 2021
It is said that every child is a gift. Do you think you are ready to have another one? If you are thinking of expanding your brood, here are some things that you should keep in mind to make the experience easier. After all, there are no returns nor exchanges when it comes to tiny humans, so you have to make sure things go as smoothly as possible.
1 Find out how healthy you are. Parenting impacts the body. Research shows that women’s brains are altered by the hormonal changes brought about by pregnancy. There are also the physical changes from childbirth, such as scars from delivery or residual weight gain from the pregnancy. Also, both the mother and father are subjected to sleepless nights in the first few months, which can affect their physical and mental wellbeing.
Before having another baby, make sure you know you are ready for the task of having a newborn around. How is your blood sugar level? Your blood pressure? Take a trip to the doctor and see if you have any conditions you need to address. Knowing the state of your health before conceiving enables you to take the steps needed to support a healthier pregnancy.
2 Stock up on folic. Vitamins are good for the body. But some vitamins are more essential than others when it comes to supporting new life. One of these all-important vitamins is folic acid. It is a type of B vitamin, and it is recommended for women planning on getting pregnant.
During the early stages of pregnancy, folic acid aids in the development of neural tubes. Taking 400 micrograms of folic acid daily can reduce the risk of birth defects such as anencephaly and spina bifida. Women can take supplements and eat food rich in folic acid at least a month before getting pregnant and continue until the first trimester of pregnancy.
3 Strengthen your body for pregnancy. Pregnancy changes your body because, for about 40 weeks, it supports a growing baby. After childbirth, it is normal that things do not go back to the way they were. For instance, the muscles around the abdomen and the pelvic floor can be weakened or put out of balance.
Prepare your body for another round by strengthening your body through regular exercise. Focus on the lower part of your body by doing squats, Kegels, or pelvic thrusts. Another benefit of exercise is that it strengthens your heart, which has to pump up to 50 percent more blood to support you and the baby.
4 Have a plan. Pregnancy is not just about physical change. You should also consider the emotional and mental challenges up ahead. The best way to combat any anxiety over these changes is to have a plan.
The cost of supporting another family member can be addressed by reassessing the family budget and finding ways to increase income. It is also a good idea to find out about benefits afforded to you by the government or your workplace before you are actually pregnant.
Finally, set up better financial safeguards to prepare for more dependents by choosing the appropriate insurance plan. If you already have one, review the policy if it is sufficient for your growing family.
Ensure that you and your loved ones are well taken care of in the event of an emergency. Secure protection for your family with Critical Care 100, a health and life insurance plan that provides coverage against 100 illnesses up to age 100.
In case of critical illness, there's Critical Care Max, which offers financial benefits upon diagnosis, so you can have the means to recover and spend more time with your loved ones.
MedLife Protect Plus gives you medical care coverage up to 90% of costs up to age 65, plus access to a wide network of accredited hospitals and doctors through AVEGA, and long-term insurance up to age 80.
Whether you are planning on having a second, third, or even fourth child, it is important to care for the whole family equally. This means that you should take precautions to have a healthy pregnancy—and ensure protection for your loved ones with the right kind of insurance plan.
Contact us through this inquiry form and find out how you can ensure the health and wellness of your growing family with these life insurance plans.
Invest in both your health and wealth with BPI AIA Wellness Series
Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.
The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.
Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.
In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.
Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.
It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.
Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.
It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy.