HOW TO LIVE HEALTHY AND WORRY-FREE AS A PARENT IN YOUR MIDLIFE YEARS

Being a parent in your 40s and 50s carries with it a lot of changes. At this point in your life, your kids are in their teens or are well on their way to adulthood, requiring less attention, and allowing you the much-needed time and energy to focus on your own self. At this age, you start noticing that your body isn’t functioning as well as it used to be, staying in shape becomes harder to do, and the words “midlife crisis” start to have a more serious meaning. Without a proper plan or a course of action, things can easily spiral out of control. Prevention is key, and it doesn’t take a whole lot of effort to save yourself a ton of trouble down the road.

1. Go for regular checkups. Have your doctor monitor your cholesterol levels, blood sugar, blood pressure, and body weight. After the age of 40, your body loses one percent of muscle mass each year, and a simple case of flu might now take you a week or so to recover from. Cutting down on red and processed meat and doing resistance exercises are good first steps, and involving your family is even better as group encouragement can go a long way towards breaking bad habits.
   
   
2. Explore your family history. Now would also be a good time to be aware of genetic diseases or illnesses that can be prevented by lifestyle changes. Doing this would also be beneficial to your children as well, as this is something they would also need to know later on in their lives. The earlier you know this about your health, the better your chances of avoiding any problems down the line.
   
   
3. Have a health insurance plan in place. Of course, no matter how well you prepare and how much precaution you take to ensure perfect health, things can and do go wrong. When illness strikes, the last thing you want is to leave your loved ones hanging. Having a comprehensive life and health insurance plan is crucial to securing your and your family’s future.

Critical Care 100 is a whole-life health insurance plan that covers 57 major critical illnesses, 34 minor critical illnesses and nine gender-specific cancers. It provides cash benefits, life insurance coverage, and protection benefits in the form of cancer boosters, recovery benefits and payor’s benefits for death and disability.

Critical Care 100 is part of a suite of solutions powered by AIA Vitality, a science-backed wellness program that rewards you for living a healthy lifestyle. As you make healthy choices, you can get as much as 50% additional insurance coverage.

Making the right choices is an ongoing challenge you do every day. When it comes to your health, doing the right activities, eating the right food, reinforcing the right habits, and choosing the right healthcare plan can impact your life and your family’s. Between these, choosing Critical Care 100 is the easiest one to make, and you only have to make it once to enjoy a lifetime’s worth of benefits.

In your midlife years, you deserve to live worry-free! To learn more, go to any BPI branch and speak to a Bancassurance Sales Executive, or visit the BPI AIA website.