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  • 7 Christmas Grocery Shopping Tips for Wais Filipino Families

    15 November 2022


    7 Christmas Grocery Shopping Tips for Wais Filipino Families

    But, one of the most stressful traditions for this occasion is last-minute Christmas shopping. People scramble around the malls, trying to cross off items in their Christmas grocery list. Aside from that, they tend to spend more when Christmas is near, which is where their 13th-month pay usually ends up.

    Read: Smart Things To Do With Your 13th Month Pay

    It’s essential to manage your Christmas spendings wisely so you can avoid holiday stress. And if you’re looking for tips and tricks on how to handle your Christmas grocery shopping, this article is for you. Here are seven wais tips that can help you save more on your Christmas shopping.

    7 Tips to Be More Wais on Christmas Grocery Shopping

    1.   Avoid last-minute shopping

    Prices for decor, gifts, and ingredients increase once the holiday season kicks in. That’s why doing your grocery shopping early lets you save a peso or more. In addition, you can use the money you’ve saved for other important fundings like a savings and life insurance plan.

    You don’t have to buy everything in one go; you can gradually stock up on your Christmas dinner ingredients. This also saves you from frantically running to different groceries to find out-of-stock ingredients as Christmas draws near.

    2.   Plan your Christmas dinner early

    Planning what dishes you’ll have for Christmas dinner and the ingredients you’ll be needing can help you along the way. Before anything else, though, you have to set a realistic budget since there are other things you have to spend on aside from the holiday festivities.

    With this, you won’t have to rush back and forth from the grocery store and waste gas to buy ingredients you’ve forgotten come Christmas day. So, make sure to have your Christmas dinner checklist all checked out.

    3.   Consider more affordable alternatives to traditional holiday food

    It’s alright not to follow the traditional Christmas food down to the T. If you have the chance to swap one traditional dish for a cheaper alternative, go for it.

    For example, you can opt for Lechon Kawali instead of serving one whole Lechon at the dinner table. That way, you won’t have to spend too much on just one night of celebration and lessen the expenses on your Christmas dinner shopping list.

    4.   Choose recipes that share the same ingredients

    Another benefit of planning your Christmas dinner grocery list early is identifying which dishes share the same ingredients. This can be helpful, so you won’t have to run around searching for a variety of ingredients and blow up your expenses. Aside from that, some stores offer discounts when you buy in bulk. With that, you can buy ingredients for a low price, without them going to waste.

    5.   Canvas ingredient prices

    Aside from choosing recipes with similar ingredients, a wais Filipino knows not to buy an ingredient at the first price you see. There are cases wherein a specific ingredient can be more expensive in one store and relatively cheaper in another. As such, checking ingredient prices in different stores can help you get the best deals for your Christmas dinner.

    6.   Invite the family to a potluck celebration

    For most Filipinos, having the whole clan come together to celebrate joyous occasions, such as Christmas, is a tradition. You can ask your family to a potluck celebration where they bring food for everyone to share.

    Not only will you save money from whittling down your Christmas dinner food list but you can also save time and effort in preparing dishes fit for the whole family and more.

    7.   Refrigerate leftovers

    Filipinos tend to cook food for celebrations that fit a barangay, especially during the holiday season. Chances are, there are going to be leftovers that can last for a week.

    Don’t let the food go to waste—you could refrigerate them for the following days. That bone from your crispy pata dish can still be used as an ingredient for your sopas the next day.

    ‘Tis the season to be jolly!

    The holiday season is a time for family celebrations and gift-giving. However, Christmas shopping can be stressful, especially when your 13th-month pay disappears with the festivities. Because of this, properly managing your Christmas spendings is a must so that you can have a happy and stress-free holiday season.

    Don’t know where to spend your 13th-month pay? Get yourself a savings and life insurance plan like Build Life Plus to help grow your money and protect your family at the same time.

    BPI AIA makes it easy to get insured amidst the ongoing pandemic. Reach out to one of our Bancassurance Sales Executives online today!

    Did you know?

    You can buy a life insurance at any BPI branch nationwide! Talk to a bancassurance sales executive now!

    RECOMMENDED PRODUCTS

    Life Ready Plus

    Protection

    Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

    The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

    Philam Life Vitality

    Critical Care Max

    Health

    Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

     

    In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

    Philam Life Vitality

    Build Estate Plus

    Life Protection

    Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

    It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

    Philam Life Vitality

    CRITICAL CARE PLUS

    Health

    Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

     

    It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy. 

     

     

    Philam Life Vitality
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