Put yourself at ease by protecting those you love
14 August 2017
When we are healthy, we are in the best shape to earn money and build our fortune.
It is not unusual to see that successful people often embrace health as an integral part to their success. To some extent they have the same mindset as athletes—viewing their health and energy as vital not only to their personal wins, but also for the success of the endeavors that they pursue.
How does physical fitness affect success? When you exercise, your heart pumps about five quarts of blood throughout your body. The increase in blood flow to the brain helps you to stay sharp and alert.
Developing good habits used to improve one’s health can also be applied to embracing the discipline needed to reach financial goals. The habit of sticking to goals, whether physical or financial, allows for consistent progress.
Better physical fitness also improves one’s immunity and reduces risks of other health problems. In the workplace, this means less sick days, missed opportunities, and unwanted hospital expenses. Chronic absenteeism due to poor health can pose a real drag on one’s long-term earning power.
Before you think that it’s expensive to get fit, remember that there are many ways to work on one's health—with balanced nutrition and exercise—without breaking the bank. The proposal is to adopt the mindset: Train your inner athlete; invest in yourself.
The basic indicator used by most health professionals in assessing one’s health is the ideal body weight. Studies have shown that achieving one’s ideal body weight is 80% food and 20% exercise. Why? This is because we burn far fewer calories during a workout compared to the rate that we can consume calories through food. So if want to shake off the excess weight, you have to burn more calories than you consume, and you’ll lose excess weight. And you don't even have to lose lots of cash to do it. One local food blogger helped debunk this crafting and sharing a meal plan at P150/day.
While healthy eating need not be expensive, it is often less convenient. This means that you need to plan your meals ahead so you stay within your budget when you go to the market (at least once a week to buy those fresh veggies and fruits). While researching and preparing recipes for a healthy meal plan may take more time and effort, here are quick tips to get you started on eating healthier:
Various trendy fitness activities and centers offering classes have recently sprouted, offering exciting and fun alternatives whether you’re an enthusiast, athlete, or newbie. Participation and membership to these places come with a hefty price tag, which can surely leave a dent on your monthly budget. And sustaining anything expensive is always extra challenging.
So when push comes to shove, these costly activities are the first to go. How do you make sure you stay on track in achieving long-term health and fitness goals? This is where a fitness plan comes into play. Some steps to consider:
If you’re not ready to commit to spend for fitness, there are many free ways to get physically fit. Jogging or walking is an easy way to inject more activity into your day. Seven thousand five hundred steps each day is equivalent to burning 375 calories—an achievable goal to get you started on your fitness journey. You can monitor this goal, among others, using mobile fitness tracking apps like Vitality Active, which is built to help you set weekly fitness targets, track your progress, and rewards you for committing to fitness.
Get the financial protection you need for you and your future with Life Ready Plus, an affordable life insurance for as low as P2,000/month.
Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.
The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.
Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.
It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.
Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.
It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy.
Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.
In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.