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  • The Financial Advantage of Being Single on Valentine’s Day

    05 February 2020


    The Financial Advantage of Being Single on Valentine’s Day

    With the onset of February comes the realization that Valentine’s Day is near! In the Philippines, a majority of people celebrate the month of love, whether single or not. While those in a relationship celebrate the romantic holiday with their significant other, this time of the year is particularly advantageous to those riding solo, too.

    What are those perks, you might ask? Let’s consider the practical side. According to a 2019 survey by Picodi, Filipinos spend an average of P1,759 on Valentine’s Day buying gifts for their family, friends, co-workers, or significant other. That amount isn’t cheap, and there are probably a lot of different things you can think of putting that money into. Then, again, you can just save that money, too.

    Plus, if there’s a holiday, there’s got to be huge discounts and treats, some of which you can enjoy with your best friends or even indulge in yourself. Curious to see how much more you can save during Valentine’s? Here are some date ideas couples usually do and how much they spend on each activity on average.

    The Traditional Dinner Date

    There’s almost no better example than the quintessential dinner date at a fancy restaurant. There’s a lot of things that go into this. If you’re a guy, you may surprise your partner with flowers or a quirky bouquet of their interests, write up a sweet note on a fancy card, maybe even a box of chocolates, and that’s on top of dinner. Here’s what the breakdown would look like.

    • Dinner in a fancy restaurant – P500/head; P1,000 if you’re paying for the two of you
    • A grand bouquet – P400–600 from Dangwa
    • A Hallmark card – P50
    • A box of chocolates – P350
    • Optional: see a movie afterward – P300/head; P600 if you’re paying for the two of you

    Total: P1,600–2,600 on average (…and these are conservatively priced!)

    This breakdown doesn’t factor in how fancy your restaurant is, if you’re drinking equally fancy drinks (like a glass of wine, yum!), or if you’re going to an upscale movie theater to really enjoy the show.

    In that sense, it’s possible to spend more than P2,600 on a romantic dinner alone. But hey, there’s nothing wrong with couples who do so! Just know that you’d be saving this amount, and maybe you can splurge it on other things for now.

    The Out of Town Date

    Valentine’s Day is not just all about dinner and a movie. Couples are getting more creative with their dates nowadays (which is great for grabbing ideas for when it’s your turn to go on one!).

    To really put things into perspective, let’s break down how much adventure-seeking couples spend on when they go on a date. This could be anything from a road trip to a quick domestic flight, but for the sake of comparison, let’s go for a simple out of town trip.

    • Accommodation per night in a hotel – P2,500 on average
    • Gas and toll for transportation – P1,000+
    • Availing tours from the area – P1,000 for a whole day
    • Availing water sports activities – P400 per activity on average (e.g., surfing)
    • Budget for food and souvenirs – P1,000 per day, per person

    Total: P5,900+ on average

    There’s no doubt that those who’d opt to travel have a lot more to shell out. While there are many tips and tricks to cut on cost, on average, couples do like to splurge during Valentine’s since it’s only once a year.

    With this amount of money, there’s a lot of things you can invest in for yourself, like enrolling in a new course or class to develop new skills, cashing it into your affordable insurance plan, or depositing it into your savings account.

    Take BPI AIA’s Life Protect, for instance—it’s a basic insurance plan that can safeguard your future and keep you and your family supported, no matter where life takes you. It may sound like a very grown-up thing to do, but all of these are practical things you can pour effort and money to, as well.

    Love is in the Air

    For single folks, there’s nothing better than giving yourself some self-love and turning a situation upside down by looking at it from a different perspective. Falling in love isn’t the be-all and end-all in life, and there are many things you can do to make your days fun and exciting! Don’t forget that Valentine’s is for everyone, and it’s your choice if you want to celebrate it or not.

    To the couples out there, whichever date idea you end up doing, just enjoy the ride! If you’re in the mood for something different though, why not potentially dedicate your date money to getting insurance? Visit our product page to learn more, or don’t hesitate to directly inquire with a Bancassurance Sales Executive at any of our 900 BPI branches nationwide.

    Live Longer, Healthier, and Better

    Invest in both your health and wealth with BPI AIA Wellness Series

    Philam Vitality

    RECOMMENDED PRODUCTS

    Life Ready Plus

    Protection

    Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

    The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

    Philam Life Vitality

    Critical Care Max

    Health

    Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

     

    In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

    Philam Life Vitality

    Build Estate Plus

    Life Protection

    Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

    It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

    Philam Life Vitality

    CRITICAL CARE PLUS

    Health

    Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

     

    It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy. 

     

     

    Philam Life Vitality
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    CONTACT BPI AIA

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