Put yourself at ease by protecting those you love
The concept of retirement is different for everyone. It could mean traveling the world on one adventure after the other. Or, it could mean mornings spent tending the garden while waiting for the grandchildren to visit. The possibilities are endless.
But there is one common thread that runs through these possible scenarios: participation. When people retire, they see themselves in the picture. They do things. They experience. This is the reason why retirement plans should include a strategy on how to keep the body fit enough to keep pace with their desired retirement lifestyle.
People in their 20s have their youth and all the advantages that go with it. Energy comes more easily. The bones are still strong. Also, it is more natural to keep a finger on the pulse of emerging trends. Take advantage of this period by doing something new and adventurous when it comes to fitness.
Try aerial yoga or Krav Maga classes to keep workouts fresh. Pick up a sport such as paddleboarding or football to keep fit while having fun at the same time.
By the time the 30-something years hit, there are added responsibilities to be considered. Often, an established career or young kids need to be attended to. The challenge then is to find time for fitness when there are other things going on.
During this time, the best regimen is one that is sustainable. Franchise gyms, such as Gold’s Gym, can be found in various locations. Pop in for a workout before work or after dropping off the kids at school. The convenience of these gyms makes it hard to give any excuses.
There’s a popular saying that life begins at 40. With intelligent workout choices, this saying can turn out to be more accurate than ever. A recent study indicates that interval training shows the most promise for those who are concerned with aging. The research suggests that, “the decline in the cellular health of muscles associated with aging was ‘corrected’ with exercise.”
Interval training involves switching between high intensity movements and periods of rest. It can be adapted from different kinds of workouts, like running or biking.
Exercise is undoubtedly good for the body. The risk for certain illnesses such as heart disease or diabetes are minimized when people are committed to a fitness regimen. However, it is not just the body that improves. The mind is also a recipient of the benefits. Numerous studies make the claim that exercise can give your mind a boost.
As people age, mental sharpness should be preserved. Consider taking a dance class to keep fit. It is low-impact while still providing a good cardiovascular workout. Additionally, memorizing dance steps and socializing with other people gives the mind an opportunity to flex itself.
Retirement is not a snap-of-the-fingers kind of decision. It is a long-term goal. The sooner savings are started, the better financial future is. Similarly, the sooner fitness is achieved, the body becomes healthier in the years to come. Although it is undoubtedly never too late to receive the benefits of exercise, the foundations are stronger the earlier it is started.
Working with the the idea that retirement is rooted on investment, BPI AIA offers a wellness program that encourages a fit lifestyle. Individuals can earn points for participating in various health activities. These points can then be redeemed for exciting rewards.
Find out how to begin your journey to the desired retirement lifestyle by knowing more about the BPI AIA Wellness Series today.
The Protection Solutions That Reward Your Healthy Choices
Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.
The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.
Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.
It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.
Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.
It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy.
Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.
In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.