Put yourself at ease by protecting those you love
12 April 2019
For many people, knowing the status of their health only becomes important when they begin to lose it. And while the advice of medical professionals and organizations may differ on how frequently you should get a thorough medical checkup, the consensus is clear that it’s a must to pay your doctor a visit even before a serious health condition arises.
Aside from getting ahead of any potential conditions, knowing the status of your health can also be beneficial to other aspects of your life such as your finances, your future plans, and also your retirement. Schedule an appointment with your doctor or clinic and begin to reap the rewards of knowing your health.
Detect diseases early
Regular medical check-ups can help detect—and prevent—health conditions or diseases early. The American Medical Association recommends a health assessment be done every five years for adults over the age of 18, and every one to three years for those over 40 years old. During these check-ups, doctors can not only detect diseases with no apparent symptoms yet, but also identify risk factors for diseases that may occur in the future.
Reduce healthcare costs
As the cost of healthcare increases over time, treating diseases and life-threatening conditions has also risen. According to a 2018 survey by global HR consultancy firm Mercer Marsh Benefits, the Philippines had the highest increase in healthcare costs in East Asia. By going for relatively cheap regular health assessments, identifying potential risks and addressing them before they pose a threat, you can save more versus treating advanced diseases and more severe conditions in the future.
Open-up your future
When you go for a check-up, doctors will not only assess your current state of health, but will also look at your overall lifestyle, medical history, as well as your family's history to get a whole picture of your physical and mental health. And from these, they can gather evidence that could determine if you’re at risk for any preventable health conditions in the future—and create solutions to get ahead of it. You're not only addressing current concerns, but also preventing future ones from occurring.
Make the most of your insurance
Remaining in good health can also benefit you financially if you've taken out a life insurance plan—which is always a sound strategy when planning for the future. With the right policy, the longer you remain healthy, the more benefits you’ll receive. Over time, life insurance policies that offer the potential to accumulate cash value will give you benefits that can eventually be collected and saved.
A policy like BPI AIA’s Life Ready Plus—that offers both insurance and investment—is one such health insurance plan. It’s a unit-linked life insurance plan that you can get for as low as P2,000 a month. And because it’s a unit-linked investment, it automatically allocates a portion of your monthly premium payments in investment funds which will grow your money in the long-term. The longer you don’t need to use it, the more it grows.
Life Ready Plus is under the BPI AIA Wellness Series powered by AIA Vitality, a health and wellness program that offers points and rewards for taking active steps in knowing and improving your health.
When you're protected by a policy such as Life Ready Plus, you can take away the anxiety about your retirement, and reap the rewards of remaining in good health. This ensures that you live a healthier, longer, and better life.
Visit the nearest BPI branch and ask to speak to a Bancassurance Sales Executive or click here for more details.
You can buy a life insurance at any BPI branch nationwide! Talk to a bancassurance sales executive now!
Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.
The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.
Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.
In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.
Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.
It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.
Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.
It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy.