Skip to main content
  • Search
  • Home
  • Our Products
    • Protection
    • Health
    • Savings
    • Wellness Series
    • Insurance with investment
    • BPI AIA Direct
    • Partnership Insurance
    • Corporate Solutions
  • Key Moments
    • Building My Wealth
    • Getting Married
    • Becoming A Parent
    • Working Abroad
    • Planning For Retirement
    • Running A Business
  • About Us
    • Our People
    • Media Center
    • Corporate Governance
    • Our Commitments
    • Events & Promotions
    • Careers
    • Our Customer Charter
    • Our Internet Security Arrangement
  • Claims & Support
    • Contact Us
    • Contact Info Update
    • BPI AIA Funds
    • Payment Facilities
    • Benefit Payout Enrolment
    • Frequently Asked Questions
    • Claims Guide
    • Forms Library
    • Bill of Rights of Policyholders
  • Total Health Solution
    • Live Better
    • Get Better
    • Protect Better
    • My AIA PH
  • My BPI AIA
    • Bancassurance Portal
    • My AIA
    • REQUEST My AIA ACCESS
    • Bancassurance 101
BPI AIA
BPI AIA BPI AIA
  • Our Products

    Our Products

    Find a life insurance plan according to your needs

    SEE MORE

    For Individuals

    For Corporations

    • Protection

      Put yourself at ease by protecting those you love

    • Health

      Protect yourself from unforeseen medical costs and focus on getting better

    • Savings

      Make saving for the future within your reach

    • Wellness Series

      Protection solutions that reward your healthy choices

    • Insurance with investment

      Make the most out of your hard-earned money

    • BPI AIA Direct

      Affordable protection products readily available

    • Partnership Insurance

      Affordable insurance to protect yourself and your family

    • Corporate Solutions

      Protect your company's best assets

  • Key Moments

    Key Moments

    Where are you in life's key stages?

    VIEW ALL KEY MOMENTS
    • Building My Wealth

      Setting yourself up for success

    • Getting Married

      Embark on a beautiful journey as husband and wife

    • Becoming A Parent

      Preparing your child's future

    • Working Abroad

      Setting aside in order to come home for good

    • Planning For Retirement

      Having time to do things that you have always wanted to do

    • Running A Business

      Take care of your most important asset

  • About Us

    About Us

    BPI AIA is a partnership of financial icons

    Know more
    • Our People

      The foundation of our success

    • Media Center

      News and information about BPI AIA

    • Corporate Governance

      ASEAN Corporate Governance Scorecards

    • Our Commitments

      Partnerships and community initiatives

    • Events & Promotions

      Here’s what’s happening in BPI AIA

    • Careers

      Explore opportunities to bring real ambition to life

    • Our Customer Charter

      This is our commitment to you.

    • Our Internet Security Arrangement

      Safeguarding your data.

  • Claims & Support

    Claims & Support

    We strive to provide the best service for our customers

    Contact BPI AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now

    • Contact Info Update

      Easily update your contact information with us to receive timely updates on your policy.

    • BPI AIA Funds

      BPI AIA and Ayala Life Funds Information

    • Payment Facilities

      We make it easy to pay your premium. Choose the best payment option for you.

    • Benefit Payout Enrolment

      Receive your benefits via our convenient payout options.

    • Frequently Asked Questions

      Have a question? You may find the answer here

    • Claims Guide

    • Forms Library

      A selection of forms you can download, fill in and send back to us

    • Bill of Rights of Policyholders

      The Bill of Rights details an insurer's obligations to consumers to better protect policyholders.

  • Total Health Solution

    Total Health Solution

    • Live Better

      Enjoy a healthier, better, longer life with AIA Vitality.

    • Get Better

      Be on the road to full recovery with access to health care services.

    • Protect Better

      Be better protected against life's uncertainties so you can live worry-free.

    • My AIA PH

      Welcome to My AIA! It's your new all-in-one customer portal for your policy, health and wellness needs. Login and try it today!

  • My BPI AIA

    My BPI AIA

    Access your BPI AIA accounts

    • CUSTOMER

      My AIA

      View the status of your policy & claim requests, monitor your policy’s account values, and keep tabs of your payments & benefits history.

    • BSE

      Bancassurance Portal

    • Bancassurance 101

      BPI AIA is the number one bancassurance company in the Philippines. Find an affordable life insurance product in 800+ BPI branches nationwide.

  • Search
  • Contact Us
    • Call Us

      Open: 8am to 5pm, Mon - Fri

    • Leave Us a Message

Working Abroad
Prev | Next
Back to Top
  • {{title}}

    {{label}}
  • 7 Habits of Happy, Healthy Expats

    04 September 2017


    Married couples show us how to stay healthy together

    Congrats! After all your hard work, you’ve managed to secure a good job abroad. This is a great opportunity to provide for your loved ones and see the world while you're at it. It’s everything you’ve always wanted, right? But why do you feel more nervous than excited?

    Don’t worry, we completely understand. It’s hard to leave home, but with these seven habits, you can build a happy life overseas and make the most of this wonderful blessing.

    1. PREPARE YOURSELF

    Married couples show us how to stay healthy together

    Culture shock is real, and it can confuse even the bravest Pinoy expat. (“You mean hindi sila kumakain ng pork?”) If you learn as much as you can about your host country before you move, you will be ready for all the little shocks that come your way. Read up on customs, common foods, and learn a few useful phrases in the local language. Also, look up local dos and don’ts so you can avoid offending people without meaning to.

    2. EXPLORE ON FOOT

    Married couples show us how to stay healthy together

    No matter how much you prepare, there’s nothing like getting up close and personal with the local culture. Walking around your new city will bring you face-to-face with the everyday lives that your neighbors are living. It’s also the best way to discover hidden gems like yummy restaurants or cute shops.

    3. SIGN UP FOR ACTIVITIES

    Married couples show us how to stay healthy together

    When you’re new to a place and don’t have many friends, it’s easy to feel lost. Signing up for group activities will bring structure to life outside of work. Sign up for a gym membership, find a local liga or join a sporting group. Not only will you stay active, you’ll meet people with similar interests.

    4. BUILD YOUR NETWORK

    Married couples show us how to stay healthy together

    Speaking of meeting people, everyone needs a support group. Because you’re leaving behind your family and beshies, it’s important to build a new network of people who can be there for you—whether it's for a weekend potluck, an ear to vent to when work is stressing you out, or mentors to give advice about your host country. Many cities all over the world have a Filipino community, and that’s a good place to start. What's a Pinoy without a barkada anyway?

    5. LIVE LIKE A LOCAL

    Married couples show us how to stay healthy together

    While there’s nothing like other Pinoys to help you feel at home, it’s enriching to really immerse yourself in the local scene. Make an effort to build friendships with local people and learn as much of the local language as you can. Try to find and experience authentic local cuisine. It’s hard to feel homesick when you’re enjoying what’s wonderful about where you are.

    6. TRY NEW THINGS

    Married couples show us how to stay healthy together

    Every country is different, and your host country will have many things to do and see that you never dreamed of back home. You might as well take advantage. Go sightseeing in nearby cities on the weekends and take up hobbies that aren’t offered in the Philippines. Load up on lots of kwento for when you go home.

    7. GROW YOUR MONEY FOR THE FUTURE

    Married couples show us how to stay healthy together

    While you should definitely enjoy life in your host country, keep in mind why you’re there in the first place. It’s tempting to live like you’re on vacation when you’re earning dollars, but the cost of living abroad is often higher than in the Philippines. People who don’t plan can see their hard work go down the drain with unwise decisions.

    Set up a good system for putting money aside from the get-go to protect your earnings and set you up for future success. One plan can be to save up enough money to secure your family’s expenses for a certain number of years by the time you return. The Philippine Statistics Authority found that the average family in 2015 spent Php215,000 in one year. Once you adjust for how average you think your family is, set your desired number of years and allow for inflation by the time you will spend this money, you can have a fixed goal to work toward. Investment funds and savings plans can help you reach that goal.

    With hard work and discipline, you may even be able to save up enough to get home to your loved ones sooner than you thought.

    RECOMMENDED PRODUCTS

    Life Ready Plus

    Protection

    Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

    The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

    Philam Life Vitality

    Build Estate Plus

    Life Protection

    Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

    It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

    Philam Life Vitality

    CRITICAL CARE PLUS

    Health

    Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

     

    It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy. 

     

     

    Philam Life Vitality

    Critical Care Max

    Health

    Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

     

    In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

    Philam Life Vitality
    Newsletter

    CONTACT BPI AIA

    (02) 8 528 5501

    FACEBOOK MESSENGER

    15th Floor BPI-Philam Life Makati (formerly Ayala-FGU Bldg) 6811 Ayala Avenue Makati City 1226

    CONTACT BPI AIA

    (02) 8 528 5501

    FACEBOOK MESSENGER

    15th Floor BPI-Philam Life Makati (formerly Ayala-FGU Bldg) 6811 Ayala Avenue Makati City 1226

    GO TO

    AIA Philippines

     

    BPI

     

    AIA.COM

      

    Explore BPI AIA

    Our Products

    Key Moments

    About BPI AIA

    Who we are

    Our People

    Media Center

    Careers

    GO TO

    AIA Philippines

     

    BPI

     

    AIA.COM

    Learn more about AIA Group

    EXPLORE BPI AIA

    Our Products

    Key Moments

     

     

    ABOUT BPI AIA

    Who we are

    Our People

    Media Center

    Careers


    Copyright 2016. AIA Group and its subsidiaries. All rights reserved.
    Terms of Use | Privacy Statement | Cookie Policy

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and Privacy Statement.