Protection
Put yourself at ease by protecting those you love
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{{label}}Insurance with Investment
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Preferred Life Plus is a one-time pay investment-linked life insurance plan that lets you enjoy financial freedom and gives you greater peace of mind and financial flexibility.
Receive higher life insurance coverage (1.6x your single payment) compared to what’s available in the market.
No more worries with a one-time payment plan that provides coverage up to 100 years old* so you can live more for today and still have enough for what’s ahead.
Over the years, your policy may grow in value depending on the performance of your chosen fund – be it equity, bond, or a mix of both.
What is unit-linked investment?
A type of life insurance plan where a portion of your payments are placed in investment funds that can grow your money in the long-term
What is Life Insurance?
A lump sum payment, known as a death benefit, that the insurance company provides to beneficiaries upon the insured's death.
Give yourself additional financial security from the unforeseen with supplemental features and benefits designed to maximize your insurance protection.
Get additional support in case of accident-related or medical-related incidents. Ease your worries as this ad-on provides the funds you need to offset expenses like Hospitalization, Injuries or Disability.
For those below the age of 75, receive one-time payment benefit upon diagnosis of any covered illness.
Boost your Accident and Health add-on coverage with the following: 1. Medical reimbursement – reimburse your actual accident-related costs up to a maximum amount. 2. Weekly income benefit – receive weekly cash payout up to 26 weeks in the event of total disability due to an accident.
This product is a single-pay, peso-denominated insurance plan which is unit-linked – that provides you high protection while maximizing your money’s growth potential, with the convenience of placing additional investments through top-ups on ad-hoc basis. It can be customized and changed over time depending on client’s changing need, with a comprehensive set of unit-linked riders available to provide additional protection benefits.
You have the option to choose a maximum of three (3) funds among the ten (10) available funds. These underlying funds* are managed by BPI-Asset Management and Trust Corporation (BPI-AMTC) and BPI Investment Management Inc. (BIMI):
*Investment funds listed above are subject to availability upon product availment.
Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.
Preferred Life Plus is a unit-linked insurance plan. This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
Actual terms and conditions of Preferred Life Plus are found in the Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI AIA LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS.