Benefits Of Getting Insured: Here’s Why You Should Get A Life Insurance?

No one can predict the future—certainly not when you’ll find yourself in a situation where you will need a life insurance plan. Because you don’t know for sure when you’ll need it, why not plan early? By getting insured, you have the ability to prepare for anything that may happen in the future—be it illness, hospitalization, retirement, or even death.

You can think of it as fool-proof protection for you and your loved ones—much like how a body armor protects a soldier during the most threatening situations. The only difference is that life insurance provides protection not only during your lifetime, but even beyond. In what similar ways can you benefit from availing of a life insurance plan?

1. It protects your income from unexpected expenses

Your income now is one of your greatest assets. Imagine if all of a sudden you had to deal with a medical emergency, or worse, the untimely passing of your family’s breadwinner. Where would you get the funds to finance these unexpected expenses? Life insurance protects your income in such a way that it acts as a replacement so you can pay off debts and other expenses. This is why it’s important to work with a Bancassurance Sales Executive in determining the right amount of insurance coverage suitable for you.

2. It protects the money you’re saving for future plans

Life insurance gives you a vehicle for protecting your savings as you work on building a better future for you and your loved ones. You’ve probably heard of life insurance as a forced savings plan, which enables you to curb your tendency to spend more than what you should. With money set aside and safely put away in life insurance, you can be confident that when you decide to bring your future plans to fruition, the funds will be there and ready for your use.

3. It gives you the power to protect your family even when you’re not around anymore

Do you ever think of what might happen when you’re gone? By availing of a life insurance plan, your family is assured of financial support even beyond your lifetime. After all, they deserve to enjoy the fruits of your hard work, don’t they? Life insurance secures your family’s future and frees them from financial worries. It takes care of expenses like mortgage or a college education, which you would no longer be able to support.

4. It protects your emotional health by giving you peace of mind

Nothing beats the peace of mind that having life insurance brings. You don’t have to worry about how to finance your needs in case you meet an accident or suffer from disability, nor do you have to be anxious about your family’s future when you are gone. With a life insurance in place to take care of these concerns, you can focus more on the things that matter now, like working hard and building your relationships.

5. It protects your future by increasing your potential to earn from investments

A particular type of insurance called variable universal life insurance has a built-in cash value, which is invested in stocks, bonds, and mutual funds. This cash value can be withdrawn should the need arise. With a potential to earn higher returns, life insurance, in this case, enables you to reach your financial goals in a shorter period of time.

Availing of a life insurance plan is made easy by BPI AIA. Just drop by any of the 800 BPI branches nationwide to talk to a Bancassurance Sales Executive who can help you choose the life insurance plan most suited for you—and how you can make the most out of the unmatched protection that life insurance offers.

Did you know?

You can buy a life insurance at any BPI branch nationwide! Talk to a bancassurance sales executive now!

Life Ready Plus

Protection

Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

Critical Care Max

Health

Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

Build Estate Plus

Life Protection

Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

CRITICAL CARE PLUS

Health

Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy.

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Benefits Of Getting Insured: Here’s Why You Should Get A Life Insurance?

1. It protects your income from unexpected expenses

2. It protects the money you’re saving for future plans

3. It gives you the power to protect your family even when you’re not around anymore

4. It protects your emotional health by giving you peace of mind

5. It protects your future by increasing your potential to earn from investments

Did you know?

RECOMMENDED PRODUCTS

Life Ready Plus

Critical Care Max

Build Estate Plus

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