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BPI AIA Future Ready

Get Future Ready through protection for what matters most - your life, your health, and your loved ones.

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BPI AIA Future Ready

An insurance plan for life protection, medical expenses, or wealth transfer with 200% Guaranteed Death Benefit, 200% Maturity Benefit, Bonus Potential Dividends, and additional comprehensive benefits that suits your every need.

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BPI AIA Bancassurance Sales Executive

Coverage Period

Until 100 years old

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Policy benefits

BPI AIA Future Ready Packages

Be Future Ready with the insurance package that suits your needs.

Benefits Future Ready Health Pay-to-age 65 Future Ready Protection 5 years-to-pay, 10 years-to-pay, & Pay-to-age 65 Future Ready Legacy 5 years-to-pay & 10 years-to-pay
Base Plan Benefits
Base Plan Benefits
200% Death Benefit
200% Maturity Benefit
Bonus Potential Dividends*
*When available to your policy.
Base Plan Benefits
200% Death Benefit
200% Maturity Benefit
Bonus Potential Dividends*
*When available to your policy.
Base Plan Benefits
200% Death Benefit
200% Maturity Benefit
Bonus Potential Dividends*
*When available to your policy.
Included Benefits
Included Benefits
10 Critical Illnesses
Medical Benefit
Hospital Income Benefit
Enhanced Waiver of Premium
Included Benefits
Total and Permanent Disability
Personal Accident
Enhanced Waiver of Premium
Included Benefits
N/A
Optional Riders
Optional Riders
Total & Permanent Disability (TPD)
Personal Accident
Payor's Benefit on Death and Disability*
Payor's Term Benefit
*Included if Insured is a minor (age 0 - 17)
Optional Riders
10 Critical Illnesses
Medical Benefit
Hospital Income Benefit
Payor's Benefit on Death and Disability*
Payor's Term Benefit
*Included if Insured is a minor (age 0 - 17)
Optional Riders
Total and Permanent Disability
Personal Accident
10 Critical Illnesses
Hospital Income Benefit
Medical Benefit
Enhanced Waiver of Premium
Payor's Benefit on Death and Disability*
Payor's Term Benefit
*Included if Insured is a minor (age 0 - 17)

Rider details

Worry less about life's uncertainties through these riders that address your specific protection needs.

This will help support you financially through the lump sum amount that you will receive in case you get totally and permanently disabled.

This provides a lump sum amount in case of an accident that results to loss of life or dismemberment and loss of use of various body parts. Get an additional 100% of that amount in case the accident occurred while riding ticketed public transportation or caused by acts of nature such as storms, earthquakes, and related unforeseen disasters.

With this, you can shield your family from the burdens of medical expenses through the lump sum amount you’ll receive in case you get diagnosed with any of the covered Critical Illnesses before age 75.

Rest and recover better knowing this benefit will give you daily compensation if ever you're hospitalized due to illness or injury for up to 365 days of confinement.

Receive extra financial support to pay for medical expenses in case of hospitalization. This rider will cover up to 90% of your in-patient hospitalization costs. You also get access to our widest range of accredited hospitals and doctors.

This rider waives all future premium payments (except the Medical Benefit rider premium, if attached) if in case you suffer from total and permanent disability or a covered critical illness.

This rider is perfect for those who are buying this product to insure a loved one. It waives all future premium payments (except the Medical Benefit rider premium, if attached) in case of the Policy Owner/Payor’s untimely death or total and permanent disability.

This is automatically included when the Insured is a minor (age 0 - 17).

This rider is perfect for those who are buying this product to insure a loved one. It provides a lump sum amount in case of untimely death of the Policy Owner/Payor.

Insurance lingo

This is the fee you pay us to protect you and your loved ones against a specified risk for a specified period.

This is the one-time payout where the entire benefit amount will be provided to you (policy insured) or your beneficiaries depending on the policy contract rules.

This is the person whose life is covered under a life insurance policy.

The owner/payor of the insurance plan is the one who purchased or is paying for the plan. In most cases, the owner and insured are the same.

This refers to the amount of life insurance coverage in your policy.

These are supplementary benefits you add to your plan that can increase your coverage or address specific needs or concerns.

Terms & conditions

The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contact. In case of conflict, the terms of the Policy Contact shall prevail.

Pay Period Owner Issue Age Insured Issue Age
5 years to pay 18 years old and up 0 – 65 years old
10 years to pay 0 – 60 years old
Pay-to-age 65 0 – 50 years old

Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, exclusions including the pre-existing conditions, and other limitations. if after reading the Policy Contract you decide that this is not suitable for your needs, simply return it to BPI AIA within fifteen (15) days from the date you or your authorized representative received it, and we will refund you the premiums according to the contract provisions.

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