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  • Understanding Financial Stress: How Money Affects Your Health

    02 July 2021


    Understanding Financial Stress: How Money Affects Your Health Banner

    Nothing beats the joy the 15th and last day of the month brings. Wallets are hefty, and bank accounts are non-empty, as salaries are deposited. However, the happiness soon fades out when the realization hits you that you need this sum of money to survive until the next payday. Budgeting drains the fun out of money.

    Like any kind of stress, financial stress is real and can take a toll on your mental and physical health. It can butcher your sleeping schedule and decrease your energy levels. It’s so evident that 72% of Americans have experienced stressful episodes due to money.

    Knowledge about the maintenance of money health will help you understand financial stress and its effects better. The infographic below contains this knowledge to guide you.

    Understanding Financial Stress: How Money Affects Your Health Infographic

    What is Financial Stress?

    Financial stress is the condition of worry or anxiety that is a direct result of financial problems. A variety of situations and circumstances can trigger financial stress. Conditions that generally make you lose money will prompt financial stress, such as job losses, work demotions, or long-term unemployment periods.

    As economic growth falls and rises at abrupt rates, an unexpected increase in living costs may also cause you financial stress.

    Financial stress is that overwhelming feeling that rests on top of your chest. It occurs when all you think is money, money, money… or the lack of it. Proper stress management can alleviate intense feelings of pressure.

    Signs of Financial Stress

    Are your financial problems becoming too hefty for your mind to carry? Here are five symptoms or signs that you are under financial stress.

    1. Highblood pressure

      High blood pressure is usually a forerunner to a handful of health problems. Cardiovascular complications and strokes generally contribute to high blood pressure. A study has inferred that adults ages 24 to 32 suffer from high blood pressure due to debts. Adults within this age range should be at their optimal health.

    2. Muscle tension

      Over half of the people who endure financial stress due to debts experience muscle tension, including back pains. Compared to people who do not have debt problems, 44% experience migraines or headaches.

    3. Indigestion/Digestive issues

      Our body’s stomach uses bacteria to digest food properly. Bacteria aid in the easy decomposition of food. However, stress contributes to the imbalance of good and bad bacteria in the stomach, leading to indigestion. Stress also increases the acid concentration in the digestive system, which contributes to digestive issues.

      Moreover, due to financial limitations brought by debts, people who are experiencing financial stress forgo healthy and regular eating—27% of people with high debt stress experience digestive tract problems such as ulcers, compared to the 8% of people without.

    4. Lack of sleep

      Sleep and stress form a bidirectional relationship. Stress overpowers the mind, which corresponds to the inability to fall asleep. Likewise, sleep contributes to the resilience of a person. It aids in the tolerance of a person to respond to stress.

      A survey reveals that America’s best sleepers are those who are financially comfortable. Furthermore, two-thirds of those who rated themselves poor sleepers have financial problems.

    5. Argumentative/Short Temper

      When stress piles up, people may no longer be motivated to do work. There will come a time when a person will not know how to manage their stress levels due to monetary problems and burst with anger.

    Stay Healthy by Being Smart with Your Money

    Financial problems are the root of financial stress. Therefore, you can use these tips to avoid financial stress and address your money problems. Are you also planning to save up for something special, perhaps starting a piggy bank to use when you travel around the world? These steps can also aid you in achieving your saving goals.

    It is never too late to prioritize your physical and mental health above all things. A great starter to your health and wellness journey is exploring what kind of BPI AIA insurance offering best suits your needs. Take the first step by signing up for a Financial Wellness and Needs Assessment today. Click here.

    Live Longer, Healthier, and Better

    Invest in both your health and wealth with BPI AIA Wellness Series

    Philam Vitality

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