- Overview
- Policy benefits
- Terms & Conditions
Policy benefits
Terms & Conditions
- The plan is annually renewable until age 72 (for the insured and spouse), age 19 (for children in a family plan) or age 23 (if the child is a full-time student), or if the dependent becomes married or is no longer primarily dependent on the Insured for support.
- Available modes of payment are Annual, Semi-Annual and Quarterly.
- The principal sum or coverage automatically increases by 5% each year for the first five consecutive years. This is applicable only to the first P800,000 of your coverage.
- Other plan benefits include: Special Major Accidental Dismemberment Benefit and Special Flying Coverage that provides additional cash benefit
Actual terms and conditions of Accident Guard 24/7 are found in the Policy. In case of conflict, the Policy terms shall prevail.
The financial products of BPI AIA Life Assurance Corporation are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.
Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to BPI AIA within 15 days from the date you or your authorized representative received it, and we will refund total premiums you have paid.
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