Accident Guard 24/7

Round-the-clock personal accident insurance

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Accident Guard 24/7

A comprehensive accident insurance plan with worldwide coverage and additional benefits that provides financial protection from all types of accidents

Issue age

1 to 18 years old (Children in the family plan)

18 to 65 years old (Individual plan)

Coverage period


Buy via

BPI AIA Bancassurance Sales Executive

Policy benefits

Optional add-ons

Get additional insurance coverage with these riders

Reimburse up to ₱100,000 of medical costs if you begin treatment within 30 days of the accident

Receive weekly cash payouts for up to 26 weeks after being totally disabled due to an accident

Insurance lingo

An amount of money paid all at once to the policy owner, insured, or beneficiary/ies, depending on the policy’s terms and conditions. Examples are death benefit, and maturity benefit.

It is a written document that contains terms and agreement between BPI AIA Life and the policyowner

This refers to the amount of life insurance coverage in your policy

These are supplementary benefits you can add to your plan that can increase your coverage or address specific needs or concerns

Terms & conditions

  • The plan is annually renewable until age 72 (for the insured and spouse), age 19 (for children in a family plan) or age 23 (if the child is a full-time student), or if the dependent becomes married or is no longer primarily dependent on the Insured for support.
  • Available modes of payment are Annual, Semi-Annual and Quarterly.
  • The principal sum or coverage automatically increases by 5% each year for the first five consecutive years. This is applicable only to the first P800,000 of your coverage.
  • Other plan benefits include: Special Major Accidental Dismemberment Benefit and Special Flying Coverage that provides additional cash benefit

Actual terms and conditions of Accident Guard 24/7 are found in the Policy. In case of conflict, the Policy terms shall prevail.

The financial products of BPI AIA Life Assurance Corporation are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.

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