This product is a U.S. dollar-denominated insurance plan which is unit-linked and allows clients to participate in the potentially high returns from the financial market, with the convenience of placing additional investments through top-ups on a regular or ad-hoc basis. It can be customized and changed over time depending on client’s changing need, with a comprehensive set of unit-linked riders available to provide additional protection benefits.
You may choose a maximum of 3 funds among the 3 available funds -
- BPI AIA Global Bond Fund
- BPI AIA World Equity Fund
- BPI AIA U.S. Equity Fund
These underlying investment funds are being managed by BPI Asset Management and Trust Corporation (BPI-ATMC).
Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of the said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.
Dollar Protect Plus is a unit-linked insurance plan. This is not a deposit product. Earnings are not assured, and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
Actual terms and conditions of Dollar Protect Plus are found in the Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI AIA LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION (PDIC) AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS (BPI) AND ITS SUBSIDIARIES.