Protection
Put yourself at ease by protecting those you love
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{{label}}Life Protection
Coverage Period
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Secure wellness and protection together with a term life insurance for two!
Family Care Plus provides protection for you and one of your family members under one life insurance plan. It provides coverage for both of you in the event of common critical illness or death.
This life insurance plan automatically renews for another 10 year period, and it will also encourage you and your loved one to live healthier, longer, and better lives through AIA Vitality.
As a shared plan, you or your loved one will receive cash benefit should anything happen to you or your loved one or in case one of you gets diagnosed with any of the 10 covered critical illnesses.
Get additional Coverage for Diabetic Complications equal to 20% of your plan's coverage.
Get additional coverage for Angioplasty equal to 10% of your plan's coverage.
Get another 10 years of coverage without any medical assessment as long as no claims were made during 10-year term and premiums are continuously paid.
Enjoy upfront 20% additional life coverage and coverage on supplemental benefits (riders) as you make healthy choices with AIA Vitality. Boost your Vitality Status and get to receive up to 50% additional coverage on the succeeding years. Plus, avail discount from a range of partners as a rewards for living healthy.
What is Life Insurance?
A lump sum payment, known as a death benefit, that the insurance company provides to beneficiaries upon the insured's death.
What is Premium?
This is the cost of your insurance policy and may be paid monthly, quarterly, semi-annually, or annually.
What is AIA Vitality?
AIA Vitality is a unique science-backed wellness programme that rewards the insured when he/she take steps to be healthy.
CRITICAL ILLNESSES AND PROCEDURES COVERED
Here are the critical illnesses and procedures your policy will cover:
If you need to undergo angioplasty or if you have diabetic complications, your policy can give you additional cash pay-outs on top of the Critical Illness or Death Benefit.
If you or your loved one dies in an accident, your or your loved one may also receive a cash benefit in addition to the Critical Illness or Death Benefit.
You will not need to take a medical exam every time you renew your plan. Your policy will automatically renew every 10 years.
The minimum premium required may increase depending on the occupational and medical ratings of the two proposed insured. Optional benefits will require separate pemium.
Family Care Plus is designed to provide you and another member of your family protection and peace of mind at a reasonable cost, your premiums are scheduled to be paid regularly, for as long as your policy is active. Renewal of the product after 10 year period is recommended to achieve optimal benefits and match long-term financial goals.
This product is a peso-denominated, 10-year renewable health and life insurance term plan that provides financial protection for two (2) Insureds from health and life emergencies. A cash benefit will be paid out in case of Critical Illness or Death of either Insureds.
This plan will terminate once critical illness or death benefit is paid out.
Actual terms and conditions of Family Care Plus are found in the Policy. In case of conflict, the Policy terms shall prevail.