Put yourself at ease by protecting those you love
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A high-value unit-linked life insurance product that provides high protection coverage which can be customized based on your needs, plus the opportunity to invest and explore the potentially high returns in the financial market.
Protect your family with life insurance that ranges from 5 to 96 times your basic annual payment, so should anything happen to you, you can be certain that your family can continue to enjoy a comfortable life. Start for as low as P16,000 a year or P1,400 per month.
Enjoy benefits made flexible for your life stage needs. You can increase or decrease your life insurance coverage depending on key life events such as marriage, having children, retirement, etc. As your need for insurance decreases, you can choose to convert it to a growing investment fund.
Increase your investment fund for as low as P1,000 through top-ups or additional premium payments, anytime.
What is unit-linked investment?
A type of life insurance plan where a portion of your payments are placed in investment funds that can grow your money in the long-term
What is Variable Life Insurance?
Insurance products with investment features, wherein a portion of insurance premiums are invested into a designated investment fund/s.
What is Regular Pay?
A premium payment term that is equal to the policy term. Premiums are paid regularly throughout the terms of the policy
Additional options are available for you to customize your cover to make sure it suits your individual needs.
Get additional support in case of accident-related or medical-related incidents. Ease your worries as this ad-on provides the funds you need to offset expenses like Hospitalization, Injuries or Disability.
Boost your Accident and Health add-on coverage with the following: 1. Medical reimbursement – reimburse your actual accident-related costs up to a maximum amount 2. Weekly income benefit – receive weekly cash payout up to 26 weeks in the event of total disability due to an accident
This protects you from paying any further amount if you become sick or disabled. You may also receive income for specific conditions.
In addition to waiving future payments, receive an annual cash benefit equivalent to the waived payment to replace lost income.
For plan owners with their children or minors as the named insured, continue your dream for your child despite disability or death as payments are waived until the child reaches 25 years old.
For those below the age of 75, receive one-time payment benefit upon diagnosis of any covered illness.
We make sure that your coverage continues during these worst of times. This add-on exempts you from making future payments when you are diagnosed with any of the covered 56 major critical illness as long as you have not been previously diagnosed with any of the 11 covered early stage conditions.
This is a regular-pay, peso-denominated insurance plan which is unit-linked – allowing clients to participate in the potentially high returns from the financial market, with the convenience of placing additional premium payments through top-ups on a regular or ad-hoc basis. It can be customized and changed over time depending on client’s changing need, with a comprehensive set of unit-linked riders available to provide additional protection benefits.
You have the option to choose a maximum of 3 funds among the 8 available funds. These underlying funds are managed by BPI-Asset Management and Trust Corporation (BPI-AMTG) and BPI Investment Management Inc. (BIMI):
Note: Investment funds listed above are subject to availability upon product availment.
Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.
Life Extreme Protect is a unit-linked insurance plan. This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
Actual terms and conditions of Life Extreme Protect are found in the Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI AIA LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS.