BPI AIA Aspire

Get double protection and guaranteed cash payouts

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BPI AIA Aspire

BPI AIA Aspire is a peso-denominated participating ordinary life insurance plan that provides double protection and guaranteed cash benefits allowing you to protect what you have so you can be confident in achieving the life you've always wanted for yourself or your loved ones. 

Issue age

0 to 65 years old

Coverage Period

Up to age 100

Buy via

BPI AIA Bancassurance Sales Executive


Policy benefits

Optional add-ons

Get additional insurance coverage with these riders

An additional benefit that provides 100% of the Basic Face Amount in case of untimely death of the Policyowner. It gives added financial support in case the Policyowner passes away.

Waives the premium payments in case of untimely death or total and permanent disability of the Payor/Policy Owner

- Available if the insured is a minor (Ages 0-17)

- Terminates at age 25 of the Insured

Provides a cash benefit in case of Total and Permanent Disability due to bodily injury or disease prior to age sixty-five (65) of the insured.

An additional benefit that provides coverage on accident-related conditions prior to age seventy-five (75) of the insured. Customer will receive an additional 100% of the PA benefit if the accident is due to Public Transportation or Acts of Nature.

Insurance lingo

Payments made for your life insurance policy.

Amount that will be the basis of the insurance coverage, maturity benefit, and cash payouts.

The end of the policy’s coverage or duration. For this product, it is when the Insured turns 100 years old.

Extra cash payout that you can receive from the company only when available.

5-PAY 10-PAY 20-PAY
  • 10% of the face amount
  • Every other year until policy maturity if the insured is alive at the time of payouts
Starting at the end of the 5th Policy Year Starting at the end of the 6th Policy Year

Protection + Savings
Customers get life insurance coverage plus as a tool to help save up for their future through its guaranteed cash payouts.

Protection + Retirement Planning
Customers can get this plan for their retirement and ensure that they have additional source of income to sustain their lifestyle and enjoy their golden years.​

Gift of Protection + Savings
Customers can also purchase this product as a gift to their loved ones or children because the issue age starts at age zero. They can express their love through guaranteed protection and savings for the people they love the most.​

Terms & conditions

Product Description
BPI AIA Aspire is a peso-denominated participating ordinary life insurance plan that provides guaranteed death benefit, guaranteed maturity benefit, and guaranteed cash payouts up to age 100 of the Insured. It is available in 3 payment term options: 5 years to pay, 10 years to pay, and 20 years to pay.

Dividends is not guaranteed and will be paid if available.

Reminder on Free-Look Period
Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy Contract, simply return the document to BPI AIA within fifteen (15) days from the date when you or your authorized representative received it and we will refund to you the Total Premiums paid.

The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy. In case of conflict, the terms of the policy shall prevail.

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