Put yourself at ease by protecting those you love
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Protect those moments you live for with Critical Care Max, a unit-linked health and life insurance plan that provides financial benefits at the early stages of a critical illness. Focus on recovering and enjoy more moments with your family. It is integrated with AIA Vitality Program which provides an upfront additional coverage of 20% to your policy and any attached add-ons.
Receive a cash benefit upon diagnosis of any of the covered critical illnesses.
Build up a health fund that grows over time to pay for other medical costs. The fund grows over time depending on the performance of your chosen investment funds. This continues to grow even after payment of the plan’s benefits.
Have peace of mind as you secure your loved ones financial future with life insurance coverage for you until age 100.
We make sure that your life insurance coverage continues during these trying times by exempting you from making future payments when you are diagnosed with any of the covered 56 major critical illness.
Accidents happen when you least expect them. Ease your family’s burden with a cash benefit in case of accidental death, dismemberment, or disability.
Live a healthier lifestyle with an exclusive wellness rewards program. Enjoy an upfront additional coverage of 20% to your policy and any attached add-ons.
What is a health fund?
This is your plan's savings built from investing a portion of your payments to expertly managed funds
What is unit-linked investment?
A type of life insurance plan where a portion of your payments are placed in investment funds that can grow your money in the long-term
Additional options are available for you to customize your cover to make sure it suits your individual needs.
Boost your Accident and Health add-on coverage with the following: 1. Medical reimbursement – reimburse your actual accident-related costs up to a maximum amount 2. Weekly income benefit – receive weekly cash payout in the event of total disability due to an accident
Lost income should be the last thing on your mind. This benefit replaces income lost due to hospital confinement by offering a daily cash benefit with optional benefits that you can choose from cash payout for surgery related expenses, cash allowance to help pay for consultation fees for required outpatient treatments, etc.
This product is a regular-pay, peso-denominated insurance plan which is unit-linked – allowing clients to participate in the potentially high returns from the financial market, with the convenience of placing additional investments through top-ups on a regular or ad-hoc basis. It can be customized and changed over time depending on client’s changing need, with a comprehensive set of unit-linked riders available to provide additional protection benefits.
You have the option to choose a maximum of 3 funds among the 8 available funds. These underlying funds are managed by BPI-Asset Management and Trust Group (BPI-AMTG) and BPI Investment Management Inc. (BIMI):
Note: Investment funds listed above are subject to availability upon product availment.
Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.
Critical Care Max is a unit-linked insurance plan. This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
Actual terms and conditions of Critical Care Max are found in the Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI AIA LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS.