Put yourself at ease by protecting those you love
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Build Life Plus is a savings and life insurance plan that lets you choose from a variety of funds to suit your needs. Get returns on your chosen investments depending on the market conditions, all while enjoying peace of mind. With Build Life Plus, you could bring your dreams to life.
Start for as low as P1,800 per month for the regular-pay option and access an array of expertly managed funds of BPI Asset Management and Trust Group (BPI AMTG) and BPI Investment Management, Inc. (BIMI) depending on your risk appetite. Only the most experienced and industry-leading professionals are handling your investment.
Ensure that your family continues to live your dream life for them with a life insurance benefit should anything happen to you.
Easy payment term for as short as 10 years. You can also choose to pay on an annual, semi-annual, quarterly or monthly basis.
What is Account Value?
This is your plan's savings built from investing a portion of your payments to expertly managed funds
What is Variable Life Insurance?
Insurance products with investment features, wherein a portion of insurance premiums are invested into a designated investment fund/s.
Additional options are available for you to customize your cover to make sure it suits your individual needs.
Get additional support in case of accident-related or medical-related incidents. Ease your worries as this ad-on provides the funds you need to offset expenses like Hospitalization, Injuries or Disability.
Boost your Accident and Health add-on coverage with the following: 1. Medical reimbursement – reimburse your actual accident-related costs up to a maximum amount 2. Weekly income benefit – receive weekly cash payout up to 26 weeks in the event of total disability due to an accident
This protects you from paying any further amount if you become sick or disabled. You may also receive income for specific conditions.
In addition to waiving future payments, receive an annual cash benefit equivalent to the waived payment to replace lost income.
We make sure that your coverage continues during these worst of times. This add-on exempts you from making future payments when you are diagnosed with any of the covered 56 major critical illness as long as you have not been previously diagnosed with any of the 11 covered early stage conditions.
For plan owners with their children or minors as the named insured, continue your dream for your child despite disability or death as payments are waived until the child reaches 25 years old.
Be the source of hope in the family when you experience an early stage or a serious critical illness. This will set aside funds for covered medical conditions that requires attention. From diagnosis to medication to recovery, this fund will protect you every step of the way.
For those below the age of 75, receive one-time payment benefit upon diagnosis of any covered illness.
Lost income should be the last thing on your mind. This benefit replaces income lost due to hospital confinement by offering a daily cash benefit. We keep you covered up to a maximum of 365 days with no minimum number of days required.
This product is a target-pay and regular-pay, peso-denominated insurance plan which is unit-linked – allowing clients to participate in the potentially high returns from the financial market, with the convenience of placing additional investments through top-ups on a regular or ad-hoc basis. It can be customized and changed over time depending on client’s changing need, with a comprehensive set of unit-linked riders available to provide additional protection benefits.
You have the option to choose a maximum of 3 funds among the 8 available funds. These underlying funds are managed by BPI-Asset Management and Trust Corporation (BPI-AMTG) and BPI Investment Management Inc. (BIMI):
Note: Investment funds listed above are subject to availability upon product availment.
Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.
Build Life Plus is a unit-linked insurance plan. This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
Actual terms and conditions of Build Life Plus are found in the Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI AIA LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS.