Put yourself at ease by protecting those you love
So many young professionals of today feel the burden of living paycheck after paycheck. Chances are, you’ll find them struggling with money management and building their savings fund.
However, you can still see a lot of them queuing at a nearby coffee shop for their daily cup of joe (or milk tea). They might also cut corners on some necessary bills, yet never miss out on their subscriptions like Netflix or Spotify.
Are you really broke when you can afford these little luxuries in life? When fixed expenses start to pile up and increase, this is when you’ll realize it’s time to budget and prioritize your expenses for the sake of your bank account (and sanity).
Need a little help with your money management? Let’s start by cutting down on your luxuries to make space for your necessities and improve your financial habits. Here’s a more in-depth way of how you can do it.
Make Smarter Financial Moves
Rent, utilities, bills, transportation, food, healthcare -- these are only some of the monthly expenses people have to pay for regularly and can’t live without. These are the things you should prioritize over unnecessary costs like the small luxuries above. When you get your finances and priorities in order, that’s when you can start to enjoy a healthier financial status.
Eliminating these small and relatively unnecessary costs can give you the opportunity to spend on more valuable investments like a life insurance savings plan, which can help you prepare for a healthier, longer, and comfortable future.
Care to be more enlightened about how you can save more and manage your finances wisely? Talk to one of our Bancassurance Sales Executive at any of our 900 BPI branches to learn more!
You can buy a life insurance at any BPI branch nationwide! Talk to a bancassurance sales executive now!
Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.
The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.
Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.
In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.
Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.
It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.
Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.
It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy.