Skip to main content
  • Search
  • Home
  • Our Products
    • Protection
    • Health
    • Savings
    • Wellness Series
    • Insurance with investment
    • BPI AIA Direct
    • Partnership Insurance
    • Corporate Solutions
  • Key Moments
    • Building My Wealth
    • Getting Married
    • Becoming A Parent
    • Working Abroad
    • Planning For Retirement
    • Running A Business
  • About Us
    • Our People
    • Media Center
    • Corporate Governance
    • Our Commitments
    • Events & Promotions
    • Careers
    • Our Customer Charter
    • Our Internet Security Arrangement
  • Claims & Support
    • Contact Us
    • Contact Info Update
    • BPI AIA Funds
    • Payment Facilities
    • Benefit Payout Enrolment
    • Frequently Asked Questions
    • Claims Guide
    • Forms Library
    • Bill of Rights of Policyholders
  • Total Health Solution
    • Live Better
    • Get Better
    • Protect Better
    • My AIA PH
  • My BPI AIA
    • Bancassurance Portal
    • My AIA
    • REQUEST My AIA ACCESS
    • Bancassurance 101
BPI AIA
BPI AIA BPI AIA
  • Our Products

    Our Products

    Find a life insurance plan according to your needs

    SEE MORE

    For Individuals

    For Corporations

    • Protection

      Put yourself at ease by protecting those you love

    • Health

      Protect yourself from unforeseen medical costs and focus on getting better

    • Savings

      Make saving for the future within your reach

    • Wellness Series

      Protection solutions that reward your healthy choices

    • Insurance with investment

      Make the most out of your hard-earned money

    • BPI AIA Direct

      Affordable protection products readily available

    • Partnership Insurance

      Affordable insurance to protect yourself and your family

    • Corporate Solutions

      Protect your company's best assets

  • Key Moments

    Key Moments

    Where are you in life's key stages?

    VIEW ALL KEY MOMENTS
    • Building My Wealth

      Setting yourself up for success

    • Getting Married

      Embark on a beautiful journey as husband and wife

    • Becoming A Parent

      Preparing your child's future

    • Working Abroad

      Setting aside in order to come home for good

    • Planning For Retirement

      Having time to do things that you have always wanted to do

    • Running A Business

      Take care of your most important asset

  • About Us

    About Us

    BPI AIA is a partnership of financial icons

    Know more
    • Our People

      The foundation of our success

    • Media Center

      News and information about BPI AIA

    • Corporate Governance

      ASEAN Corporate Governance Scorecards

    • Our Commitments

      Partnerships and community initiatives

    • Events & Promotions

      Here’s what’s happening in BPI AIA

    • Careers

      Explore opportunities to bring real ambition to life

    • Our Customer Charter

      This is our commitment to you.

    • Our Internet Security Arrangement

      Safeguarding your data.

  • Claims & Support

    Claims & Support

    We strive to provide the best service for our customers

    Contact BPI AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now

    • Contact Info Update

      Easily update your contact information with us to receive timely updates on your policy.

    • BPI AIA Funds

      BPI AIA and Ayala Life Funds Information

    • Payment Facilities

      We make it easy to pay your premium. Choose the best payment option for you.

    • Benefit Payout Enrolment

      Receive your benefits via our convenient payout options.

    • Frequently Asked Questions

      Have a question? You may find the answer here

    • Claims Guide

    • Forms Library

      A selection of forms you can download, fill in and send back to us

    • Bill of Rights of Policyholders

      The Bill of Rights details an insurer's obligations to consumers to better protect policyholders.

  • Total Health Solution

    Total Health Solution

    • Live Better

      Enjoy a healthier, better, longer life with AIA Vitality.

    • Get Better

      Be on the road to full recovery with access to health care services.

    • Protect Better

      Be better protected against life's uncertainties so you can live worry-free.

    • My AIA PH

      Welcome to My AIA! It's your new all-in-one customer portal for your policy, health and wellness needs. Login and try it today!

  • My BPI AIA

    My BPI AIA

    Access your BPI AIA accounts

    • CUSTOMER

      My AIA

      View the status of your policy & claim requests, monitor your policy’s account values, and keep tabs of your payments & benefits history.

    • BSE

      Bancassurance Portal

    • Bancassurance 101

      BPI AIA is the number one bancassurance company in the Philippines. Find an affordable life insurance product in 800+ BPI branches nationwide.

  • Search
  • Contact Us
    • Call Us

      Open: 8am to 5pm, Mon - Fri

    • Leave Us a Message

Working Abroad
Prev | Next
Back to Top
  • {{title}}

    {{label}}
  • [Infographic] How to Protect Your Family's Future from Critical Illnesses

    29 March 2019


    How to Live a Worry-Free Life While Working Abroad

    One of the many things that will keep you up at night once you become a parent is worrying about your family’s safety. While you can make yourself paranoid thinking about how your family is keeping safe while you are abroad, things that most people fear, like violence or accidents, don’t even fall in the top 10 causes of deaths in the Philippines. Taking care of your own health while you are away from them is probably the most commonsense thing you can do to safeguard your family.

    If you are not around to provide for your family, then who will do it? Not only can serious illness take you away from your family permanently, it may make you unable to work and provide for them. Dealing with huge medical expenses can also be financially devastating, impacting the wellbeing and future stability of your loved ones.

    The number one thing you can do to ensure you’re around to care for your family in the future and support them for a long time—while also protecting them from high medical bills—is to safeguard your own health. Thankfully, making some lifestyle changes can go a long way.

    How to Live a Worry-Free Life While Working Abroad
    1. Manage Lifestyle Diseases
      Non-communicable diseases (NCDs) like heart disease, stroke, cancer, some lung diseases and diabetes are the top killers and causes of illness among Filipinos. While it’s unfortunate that these are on the rise, the good news is that most of them can be managed through lifestyle changes.

      NCDs are not passed around through bacteria or viruses, and even if genetics makes you more susceptible to them they are not actually hereditary. Adjusting your habits to live a healthier lifestyle can significantly lessen the chances that you will get one of these NCDs, or can reverse their course if you already have them.

    2. Eat a Healthy Diet
      A diet high in added sugars, unhealthy fat and cholesterol, and full of chemical additives like preservatives is directly related to heart disease, stroke, cancer and diabetes.

      Many diets can be considered healthy, but a proven one is the Mediterranean Diet. It’s rich in healthy fats, fish, fruits, vegetables, whole grains and seeds, and it fits in well with the kind of foods Filipinos would traditionally eat before Western practices impacted our eating habits with processing techniques, canned goods, and fast food.

      And if you don’t want to follow a specific diet, then these basic guidelines will help you eat healthier: cook your own food using fresh ingredients, avoid packaged and processed foods, and eat lots of fruits and vegetables.

    3. Exercise Regularly
      Getting enough physical activity makes your heart and bones stronger, improves your mood by releasing endorphins, and it gets more oxygen flowing through your body. So even if you will never look like a supermodel, or are already at a healthy weight, it’s still important to get moving.

      Joining a gym, signing up for classes and getting professional advice are all good places to start. And even small changes in daily habits like parking farther from your destination, or getting up and walking around the office at regular intervals can make a difference.

    4. Manage Stress
      People tend to think of stress as a “mental health” thing, but chronic stress can also be linked to higher rates of illnesses like heart disease, stroke, asthma, diabetes and obesity.

      Being in a constant state of stress causes cortisol and other hormones to flow through your body. When you really need these hormones, such as when you need to fight or flee, they are beneficial in helping you respond to danger. But when you don’t need them, they do damage to many bodily systems. Meditation, deep breathing and regular exercise—as well as cutting down on the sources of stress in your life, of course—can all help calm your body.

    5. Drink Less and Stop Smoking
      Of all the bad habits you can change, drinking less and stopping smoking will be some of the most important. Chronic heavy drinking is linked to heart disease, cancer, stroke, and kidney disease; while smoking is linked to cancer, lung disease, heart disease, stroke, and diabetes.

      While an occasional drink is fun and can even be healthy, if drinking has reached the level of addiction, it’s best to stop completely. And everyone should quit smoking, period. It affects not only your health, but the health of your loved ones because the toxic substances from cigarette smoke stick to your clothes and last in your home long after you stop smoking. Fighting both temptations is a difficult battle, but there are many resources online that can help.

    6. Get Enough Sleep
      Lack of sleep is becoming more and more prevalent as people struggle to make ends meet, and modern technologies keep you awake at all hours. But sleep is necessary for more than feeling good during the day. Not getting enough sleep is directly linked to obesity, diabetes, heart disease and stroke.

      Try to get between seven to nine hours of sleep each night. If you are someone who has trouble sleeping, try creating a bedtime ritual, avoid alcohol and caffeine later in the day, make your bed a sleep-only zone, and stay away from screens as you get close to bedtime.

    7. Protect Your Family
      Unfortunately, we can make all the right choices in the world, and illness may still strike. Family Care Plus, a life insurance plan for two, provides insurance against both loss of life and 10 critical illnesses, including disability due to illness. If, despite all your efforts, one of these health events should affect you or your partner, then your family will receive payments that will help them to figure out finances or pay for healthcare to treat the illness.

      Family Care Plus is also powered by AIA Vitality, a science-backed wellness program which will help encourage you on your path to live healthier, longer, better lives. AIA Vitality tracks your health, provides incentives to improve your lifestyle, boosts your plan's benefits and helps you save with our many partner brands.

      To know more about Family Care Plus and AIA Vitality, visit any BPI branch and speak to a Bancassurance Sales Executive.

    Invest in both your health and wealth with BPI AIA Wellness Series

    Live Longer, Healthier, and Better

    AIA Vitality

    RECOMMENDED PRODUCTS

    Life Ready Plus

    Protection

    Get the power to protect yourself and your family with an affordable life insurance plan. Life Ready Plus is easy on the budget, but offers coverage of up to 30 times your yearly payment to support the financial needs of your loved ones.

    The plan gives you fast access to coverage and benefits and can match your long-term financial goals when maintained within an appropriate term.

    Philam Life Vitality

    Critical Care Max

    Health

    Critical Care Max will help you make more memories by providing financial aid during the early stages of a critical illness. This unit-linked life and health insurance plan offers assistance on your recovery. You can build a health fund that grows over time, depending on your chosen investment, to pay for other medical costs.

     

    In addition, it comes with a hospital confinement benefit that will replace lost income due to hospitalization. This daily cash benefit may also come with optional benefits like cash payout for surgery-related expenses, allowance for consultation fees, and many others.

    Philam Life Vitality

    Build Estate Plus

    Life Protection

    Let your loved ones enjoy the fruits of your labor even when you’re no longer around. Build Estate Plus is a unit-linked protection plan that will cover your estate taxes after your passing so that you can ease your family’s burden.

    It doubles as an investment savings fund that builds Account Value as you pay. It is also integrated with AIA Vitality that provides additional upfront coverage of 20% to your policy and add-ons.

    Philam Life Vitality

    CRITICAL CARE PLUS

    Health

    Be in good hands in times of sickness. Let Critical Care Plus, a unit-linked health and life insurance plan, take care of you with financial aid in case of a major illness, so you can focus on getting better and spending more time with your loved ones.

     

    It even gives you more benefits for having good health through the AIA Vitality program that adds 20% upfront coverage and supplemental benefits on your policy. 

     

     

    Philam Life Vitality
    Newsletter

    CONTACT BPI AIA

    (02) 8 528 5501

    FACEBOOK MESSENGER

    15th Floor BPI-Philam Life Makati (formerly Ayala-FGU Bldg) 6811 Ayala Avenue Makati City 1226

    CONTACT BPI AIA

    (02) 8 528 5501

    FACEBOOK MESSENGER

    15th Floor BPI-Philam Life Makati (formerly Ayala-FGU Bldg) 6811 Ayala Avenue Makati City 1226

    GO TO

    AIA Philippines

     

    BPI

     

    AIA.COM

      

    Explore BPI AIA

    Our Products

    Key Moments

    About BPI AIA

    Who we are

    Our People

    Media Center

    Careers

    GO TO

    AIA Philippines

     

    BPI

     

    AIA.COM

    Learn more about AIA Group

    EXPLORE BPI AIA

    Our Products

    Key Moments

     

     

    ABOUT BPI AIA

    Who we are

    Our People

    Media Center

    Careers


    Copyright 2016. AIA Group and its subsidiaries. All rights reserved.
    Terms of Use | Privacy Statement | Cookie Policy

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and Privacy Statement.